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Belmont · Belmont, NC

712 Henderson Valley Way

Belmont, NC · 1,374 sqft

$313,900

  • 3Beds
  • 2.5Baths
  • 1,374SqFt
  • 2021Year
  • 1Days on market

About this home

The search for "the one" ends here! Every space of this end unit townhome has been beautifully maintained and carefully styled, making this home truly move in ready from day one. Enjoy an open and inviting floorpan with modern finishes and plenty of natural light throughout. The cozy living room includes a vaulted ceiling and French doors leading to the private patio. Warm engineered vinyl plank flooring throughout the main level. The heart of the home is the bright kitchen featuring quartz countertops, 42" white cabinets, ceramic-tiled backsplash, stainless steel appliances and a center island with extra storage. A spacious primary suite is conveniently located on the main level and features an ensuite bath with a walk in closet, dual quartz vanity, ceramic tiled shower and flooring. Two secondary bedrooms and a full bath with quartz vanity and ceramic tiled flooring complete the second level. The private fenced patio is perfect for relaxing after a long day or entertaining guests. New Panasonic high performance exhaust fans with automatic sensors in both full baths (2026). Window screens added to all windows (2026). Preventative maintenance was conducted on community wide roofs (2026). The low HOA dues cover water, sewer, trash pickup and landscape maintenance. This community includes sidewalks, walking trails, two dog parks and is minutes from downtown Belmont, the U.S. National Whitewater Center, Charlotte Douglas International Airport and Uptown Charlotte.

Property details

Beds
3
Baths
2.5
SqFt
1,374
Lot
Year built
2021
Type
Townhome
Days on market
1
Style
Transitional
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$150 / mo

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Lawn Maintenance
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,407/ month

Principal & interest
$1,944
Property tax (~0.85%)
$222
Homeowners insurance
$91
HOA dues
$150

Down payment

$15,695 down · $298,205 financed

Income to qualify (28% rule)

~$103,198 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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