Belmont · Belmont, NC
124 Oak Trail
Belmont, NC · 1,685 sqft
$400,000
- 3Beds
- 2Baths
- 1,685SqFt
- 1956Year
About this home
Rare opportunity to own an updated ranch on 1.25 acres in Belmont! Situated on two parcels and backing to Belmont Abbey College, this unique property offers the space, privacy, and flexibility that can be hard to find - all with NO HOA. Meticulously maintained by the same sellers for over 25 years, the home features 3 bedrooms, 2 full baths, and two separate living/family areas, providing plenty of room to spread out. Outside, the expansive property offers endless possibilities, plus a detached shop for hobbies, projects, storage, or additional workspace. Whether you're looking for more land, room to enjoy the outdoors, or simply the freedom that comes with a larger lot and no HOA, this property offers a combination you don't often find in Belmont.
Professional photos and measurements are coming soon!
Two parcels included in sale:#184846 / 0.64 acres contains the residence Parcel #201367 / 0.61 acres and contains the outbuilding/shop.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,685
- Lot
- —
- Year built
- 1956
- Type
- Single Family
- Garage
- 2
- Style
- Ranch
- Heating
- Forced Air
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Wood
Features
- Attic Other
- Attic Stairs Pulldown
- Breakfast Bar
- Built-in Features
- Kitchen Island
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,877/ month
- Principal & interest
- $2,477
- Property tax (~0.85%)
- $283
- Homeowners insurance
- $116
- HOA dues
- —
Down payment
$20,000 down · $380,000 financed
Income to qualify (28% rule)
~$123,313 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 41 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.
