Belmont · Belmont, NC
5113 Watermead Lane
Belmont, NC · 4,360 sqft
$1,225,000
- 4Beds
- 3.5Baths
- 4,360SqFt
- 2014Year
- 104x209x157x202Lot
About this home
Welcome Home! This gorgeous 4 bedroom, 3.5 bath property offers an inviting open floor plan, timeless design, and elevated finishes throughout. Featuring 10-foot ceilings, solid-core doors, and thoughtful details at every turn, this exceptional home is designed for both everyday living and effortless entertaining.
At the heart of the home is a stunning chef’s kitchen that seamlessly flows into the main living spaces. From there, accordion-style sliding doors open to an inviting covered porch, creating a beautiful indoor-outdoor living experience. The fully fenced backyard offers plenty of room to add a pool and enjoy your own private outdoor oasis.
One of the property’s premium features is its exceptional lot backing to a walking trail, providing a peaceful setting and convenient access to the clubhouse and pond.
The home also boasts an impressive four-car garage (one of the garages is a dedicated golf-cart garage). A massive bonus room provides flexible additional living space along with abundant attic storage, with some attic areas conveniently connecting to other bedrooms. Energy efficiency is enhanced with Icynene insulation, helping to keep utility costs down. Major updates include: New roof in 2023 with 40-year shingles New HVAC systems and furnace in 2023 EV charger New mudroom cabinetry Boat/trailer storage included with HOA dues And for the four-legged members of the family, be sure to discover the gated dog-crate space cleverly tucked beneath the stairs! With its exceptional lot, thoughtful design, generous attic storage, and impressive list of updates, this home truly has it all. Come see why you’ll be excited to call it home!
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 4,360
- Lot
- 104x209x157x202
- Year built
- 2014
- Type
- Single Family
- Garage
- 4
- Style
- Transitional
- Heating
- Central, Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Wood
- HOA dues
- $1,346 / 6mo
Features
- Attic Walk In
- In-Ground Irrigation
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$9,036/ month
- Principal & interest
- $7,586
- Property tax (~0.85%)
- $867
- Homeowners insurance
- $357
- HOA dues
- $224
Down payment
$61,250 down · $1,163,750 financed
Income to qualify (28% rule)
~$387,261 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 47 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.


