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Belmont · Belmont, NC

5113 Watermead Lane

Belmont, NC · 4,360 sqft

$1,225,000

  • 4Beds
  • 3.5Baths
  • 4,360SqFt
  • 2014Year
  • 104x209x157x202Lot

About this home

Welcome Home! This gorgeous 4 bedroom, 3.5 bath property offers an inviting open floor plan, timeless design, and elevated finishes throughout. Featuring 10-foot ceilings, solid-core doors, and thoughtful details at every turn, this exceptional home is designed for both everyday living and effortless entertaining.

At the heart of the home is a stunning chef’s kitchen that seamlessly flows into the main living spaces. From there, accordion-style sliding doors open to an inviting covered porch, creating a beautiful indoor-outdoor living experience. The fully fenced backyard offers plenty of room to add a pool and enjoy your own private outdoor oasis.

One of the property’s premium features is its exceptional lot backing to a walking trail, providing a peaceful setting and convenient access to the clubhouse and pond.

The home also boasts an impressive four-car garage (one of the garages is a dedicated golf-cart garage). A massive bonus room provides flexible additional living space along with abundant attic storage, with some attic areas conveniently connecting to other bedrooms. Energy efficiency is enhanced with Icynene insulation, helping to keep utility costs down. Major updates include: New roof in 2023 with 40-year shingles New HVAC systems and furnace in 2023 EV charger New mudroom cabinetry Boat/trailer storage included with HOA dues And for the four-legged members of the family, be sure to discover the gated dog-crate space cleverly tucked beneath the stairs! With its exceptional lot, thoughtful design, generous attic storage, and impressive list of updates, this home truly has it all. Come see why you’ll be excited to call it home!

Property details

Beds
4
Baths
3.5
SqFt
4,360
Lot
104x209x157x202
Year built
2014
Type
Single Family
Garage
4
Style
Transitional
Heating
Central, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$1,346 / 6mo

Features

  • Attic Walk In
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$9,036/ month

Principal & interest
$7,586
Property tax (~0.85%)
$867
Homeowners insurance
$357
HOA dues
$224

Down payment

$61,250 down · $1,163,750 financed

Income to qualify (28% rule)

~$387,261 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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