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Belmont · Belmont, NC

115 Southfork Drive

Belmont, NC · 1,647 sqft

$420,000

  • 3Beds
  • 2.5Baths
  • 1,647SqFt
  • 1990Year
  • 1Days on market

About this home

Warm, comfortable and full of charm, this cozy home offers an easy lifestyle in one of Belmont’s most convenient neighborhoods with no HOA. Hardwood floors flow through the main level, creating a cozy and inviting feel from the moment you step inside. Well laid out and bright kitchen with breakfast nook . The primary bedroom is located on the main floor, offering everyday convenience, while two additional bedrooms upstairs provide flexible space for guests, family, work or hobbies. Outside, the fenced backyard and large deck gives you room to relax, garden, play or enjoy a quiet evening at home. The storage shed adds extra function for tools, lawn equipment or seasonal items. Tucked in an ideal location close to downtown Belmont, local restaurants, shops, parks and everyday conveniences, this home makes it easy to enjoy both peaceful living and the charm of town just minutes away.

Property details

Beds
3
Baths
2.5
SqFt
1,647
Lot
Year built
1990
Type
Single Family
Days on market
1
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Hardwood, Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,021/ month

Principal & interest
$2,601
Property tax (~0.85%)
$297
Homeowners insurance
$122
HOA dues

Down payment

$21,000 down · $399,000 financed

Income to qualify (28% rule)

~$129,479 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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