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Belmont · Belmont, NC

3255 Lake Pointe Drive

Belmont, NC · 7,420 sqft

$2,850,000

  • 5Beds
  • 5.5Baths
  • 7,420SqFt
  • 2008Year
  • 67x245x82x234Lot

About this home

Welcome to Deepwater Retreat, a European-inspired custom waterfront estate in Belmont’s gated Reflection Pointe community on Lake Wylie. Privately positioned along the water, this 7,420-square-foot residence offers 5 bedrooms, 5.5 baths, a private dock with boat and jet ski lifts, and a rare blend of craftsmanship, scale, and lakefront living.

Designed for both everyday comfort and elevated entertaining, the home features a main-level gourmet kitchen with Thermador appliances, custom cabinetry, expansive gathering spaces, a private main-level primary suite, and multiple en suite bedrooms. The lower level offers a flexible second living area with its own kitchen, private screening room, fitness space, wine storage, full bath, and additional rooms suited for guests, hobbies, or extended stays.

Outdoor living is at the center of the experience, with multi-tiered patios, exterior fireplaces, overlooking the water, and direct access to Lake Wylie from the custom Trex dock and covered gazebo. Built with lasting quality in mind, the home includes steel interior framing designed to maximize water views, 2x6 exterior wall framing, foam insulation, Lincoln aluminum windows and doors, whole-house audio, AT&T Fiber, and extensive storage.

More than a home on the lake, Deepwater Retreat is a private waterfront estate created for space, comfort, craftsmanship, and the lifestyle only Lake Wylie can offer.

Property details

Beds
5
Baths
5.5
SqFt
7,420
Lot
67x245x82x234
Year built
2008
Type
Single Family
Garage
3
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Basement
Flooring
Marble, Stone, Wood
View
Water, Year Round
HOA dues
$1,302 / 6mo

Features

  • Attic Walk In
  • Breakfast Bar
  • Built-in Features
  • Cable Prewire
  • Central Vacuum
  • Drop Zone
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Wet Bar
  • Fire Pit
  • Dock - Floating
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$20,717/ month

Principal & interest
$17,650
Property tax (~0.85%)
$2,018
Homeowners insurance
$831
HOA dues
$217

Down payment

$142,500 down · $2,707,500 financed

Income to qualify (28% rule)

~$887,908 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

Explore Belmont

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