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Belmont · Belmont, NC

3008 Hayes Ridge Drive

Belmont, NC · 3,097 sqft

$519,000

Reduced from $539,900

  • 5Beds
  • 3Baths
  • 3,097SqFt
  • 2021Year
  • 31Days on market

About this home

3008 Hayes Ridge Drive is a 2021-built, 5 bedroom, 3 bath home tucked onto a quiet street in Amberley, one of Belmont's most walkable neighborhoods. One bedroom sits privately on the main level, ideal for guests or a home office. Out back, a flat, fully fenced yard is a blank canvas, room for a deck, a pool, or simply space to spread out. A two-story entry opens onto a bright main level where the kitchen, sun-drenched dining nook, and living room flow together as one space. Four more bedrooms and a spacious loft fill the upper floor, keeping the main level quiet and guest-ready. The kitchen features quartz counters and stainless appliances; the mudroom offers smart built-in storage. The real differentiator is behind the walls: an upgraded, commercial grade A/C system paired with spray-foam insulation, not the standard builder unit. It runs whisper-quiet, keeps bills low, and handles a Carolina summer with room to spare. Backed by a 10-year infrastructure warranty. The oversized two-car garage adds custom overhead and floor storage, plus attic space, and the driveway fits four more vehicles. The location does a lot of the work here. Walk to Belmont Middle School and South Point High School, the neighborhood park and greenway, and minutes from downtown Belmont's shops and restaurants. Downtown's historic Main Street brings The Everyday Market, Nellie's Southern Kitchen, and Waterbean Coffee, plus year-round events like the Garibaldi Festival, Movies in the Park, and the Friday Night Live concert series. Uptown Charlotte and the airport are 20 minutes away. A rare entry point into a close knit community of original owners. Move in ready and meticulously maintained. Schedule your showing today!

Property details

Beds
5
Baths
3
SqFt
3,097
Lot
Year built
2021
Type
Single Family
Days on market
31
Garage
2
Heating
Forced Air, Zoned
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$61 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,794/ month

Principal & interest
$3,214
Property tax (~0.85%)
$367
Homeowners insurance
$151
HOA dues
$61

Down payment

$25,950 down · $493,050 financed

Income to qualify (28% rule)

~$162,614 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.