Belmont · Belmont, NC
307 Clay Street
Belmont, NC · 690 sqft
$220,000
- 2Beds
- 1Baths
- 690SqFt
- 1948Year
About this home
Beautifully updated and full of charm, this 2-bedroom, 1-bath bungalow offers the perfect blend of character in an unbeatable Belmont location. Inside, you’ll find an updated kitchen and bathroom, refinished hardwood floors, new carpet, fresh interior paint, making this home truly move-in ready. Walking distance from Reid Park and historic downtown Belmont, you’ll enjoy easy access to local restaurants, breweries, boutiques, parks, and year-round community events. Whether you’re searching for your first home, looking to downsize, or seeking a turnkey investment property, this home offers exceptional value in one of Belmont’s most desirable locations.
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 690
- Lot
- —
- Year built
- 1948
- Type
- Single Family
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s)
- Foundation
- Crawl Space
- Flooring
- Carpet, Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,582/ month
- Principal & interest
- $1,362
- Property tax (~0.85%)
- $155
- Homeowners insurance
- $64
- HOA dues
- —
Down payment
$11,000 down · $209,000 financed
Income to qualify (28% rule)
~$67,822 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 21 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.
