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Belmont · Belmont, NC

1036 Moonlight Mist Road

Belmont, NC · 2,575 sqft

$475,000

  • 4Beds
  • 2.5Baths
  • 2,575SqFt
  • 2021Year

About this home

Beautifully updated 4-bedroom, 2.5-bath home in Belmont’s desirable Morgan’s Branch community! Built in 2021 and offering approximately 2,575 square feet, this move-in-ready home welcomes you with charming Craftsman-style details, stone accents and a covered front porch. Inside, fresh neutral paint, extensive trimwork and durable LVP flooring create a bright, polished feel throughout the main level. French doors open to a dedicated home office, while the open-concept living area features abundant natural light and a gas fireplace with a stylish tile surround. The spacious kitchen is designed for both everyday living and entertaining with quartz countertops, a custom tile backsplash, stainless steel appliances, abundant cabinetry, a pantry and a large island with seating. Upstairs, new carpet extends throughout the bedrooms and versatile loft. The generously sized primary suite features a vaulted ceiling, walk-in closet and private bath with dual vanities, quartz countertops and an oversized tiled shower with frameless glass enclosure. Three additional bedrooms, a full bath and conveniently located laundry complete the second level. Outside, enjoy an expanded poured-concrete patio overlooking the fenced backyard—an ideal setting for grilling, dining and relaxing. A two-car garage provides additional storage. Morgan’s Branch amenities include a community pool, playground, dog park, walking trails and RV/boat storage. Conveniently located near Lake Wylie and the restaurants, shops and small-town charm of downtown Belmont!

Property details

Beds
4
Baths
2.5
SqFt
2,575
Lot
Year built
2021
Type
Single Family
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Laminate, Tile
HOA dues
$213 / qtr

Features

  • Attic Stairs Pulldown
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,487/ month

Principal & interest
$2,941
Property tax (~0.85%)
$336
Homeowners insurance
$138
HOA dues
$71

Down payment

$23,750 down · $451,250 financed

Income to qualify (28% rule)

~$149,477 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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