Belmont · Belmont, NC
1036 Moonlight Mist Road
Belmont, NC · 2,575 sqft
$475,000
- 4Beds
- 2.5Baths
- 2,575SqFt
- 2021Year
About this home
Beautifully updated 4-bedroom, 2.5-bath home in Belmont’s desirable Morgan’s Branch community! Built in 2021 and offering approximately 2,575 square feet, this move-in-ready home welcomes you with charming Craftsman-style details, stone accents and a covered front porch. Inside, fresh neutral paint, extensive trimwork and durable LVP flooring create a bright, polished feel throughout the main level. French doors open to a dedicated home office, while the open-concept living area features abundant natural light and a gas fireplace with a stylish tile surround. The spacious kitchen is designed for both everyday living and entertaining with quartz countertops, a custom tile backsplash, stainless steel appliances, abundant cabinetry, a pantry and a large island with seating. Upstairs, new carpet extends throughout the bedrooms and versatile loft. The generously sized primary suite features a vaulted ceiling, walk-in closet and private bath with dual vanities, quartz countertops and an oversized tiled shower with frameless glass enclosure. Three additional bedrooms, a full bath and conveniently located laundry complete the second level. Outside, enjoy an expanded poured-concrete patio overlooking the fenced backyard—an ideal setting for grilling, dining and relaxing. A two-car garage provides additional storage. Morgan’s Branch amenities include a community pool, playground, dog park, walking trails and RV/boat storage. Conveniently located near Lake Wylie and the restaurants, shops and small-town charm of downtown Belmont!
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,575
- Lot
- —
- Year built
- 2021
- Type
- Single Family
- Garage
- 2
- Heating
- Forced Air, Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Laminate, Tile
- HOA dues
- $213 / qtr
Features
- Attic Stairs Pulldown
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,487/ month
- Principal & interest
- $2,941
- Property tax (~0.85%)
- $336
- Homeowners insurance
- $138
- HOA dues
- $71
Down payment
$23,750 down · $451,250 financed
Income to qualify (28% rule)
~$149,477 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 48 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.


