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Belmont · Belmont, NC

1012 Overlake Drive

Belmont, NC · 2,263 sqft

$647,000

  • 3Beds
  • 2.5Baths
  • 2,263SqFt
  • 2018Year
  • 57x168x97x159Lot

About this home

Perfectly positioned directly across the street from Daniel Stowe Conservancy in the highly sought-after McLean Overlake community, this exceptional Evans Coghill semi-custom home offers the perfect blend of timeless design, modern efficiency, and elevated everyday living.

Surrounded by a breathtaking English-inspired secret garden, the curated landscape showcases more than 80 species of trees, shrubs, perennials, and flowering plants, creating a private oasis with year-round color and beauty. This meticulously maintained yard was the recipient of the Keep Belmont Beautiful Yard of the Month in -September 2025.

Inside, you'll find prefinished hardwood floors, abundant natural light, neutral finishes, and an open-concept floor plan designed for both effortless entertaining and comfortable daily living. The highly desirable main-level primary suite provides the ease of one-level living, while the thoughtfully designed main floor also features a spacious laundry room, drop zone, and walk-in pantry.

At the heart of the home, the kitchen boasts an oversized island and flows seamlessly into the dining and living areas, creating an inviting space for gathering with family and friends. The primary suite offers a peaceful retreat with a spa-inspired bath and generous walk-in closet, and gorgeous private garden views.

One of two secondary bedrooms offers exceptional versatility with custom California Closets cabinetry, built-in desk, and Murphy bed combo (conveys), allowing the space to function beautifully as a home office, guest room, or both—adapting effortlessly to your lifestyle.

Step outside to the screened in porch overlooking peaceful garden views, the surrounding gardens create the perfect setting for morning coffee or relaxing evenings. Home is just steps away from community pool, playground, and hiking trails.

Designed with sustainability in mind, the home is equipped with solar panels (2021- seller owned) ( see remarks for remaining warranty & estimated utility savings), a Tesla backup battery system and 220V outlet ready for your EV, offering energy efficiency and added peace of mind.

Residents of McLean Overlake enjoy miles of scenic walking trails, access to the Carolina Thread Trail, and a strong sense of community, all just minutes from the charm of downtown Belmont restaurants, boutiques, and breweries. With Daniel Stowe Conservancy, Trailhead Store & Farmhouse Garden Store just across the street, this home offers a lifestyle where nature, convenience, and exceptional craftsmanship come together in one remarkable address.

Property details

Beds
3
Baths
2.5
SqFt
2,263
Lot
57x168x97x159
Year built
2018
Type
Single Family
Garage
2
Style
Traditional
Heating
Forced Air, Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Zoned
Foundation
Slab
Flooring
Carpet, Hardwood, Tile
HOA dues
$1,245 / yr

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Drop Zone
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,757/ month

Principal & interest
$4,007
Property tax (~0.85%)
$458
Homeowners insurance
$188
HOA dues
$103

Down payment

$32,350 down · $614,650 financed

Income to qualify (28% rule)

~$203,906 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

Explore Belmont

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