View all 37 photos →

Belmont · Belmont, NC

104 Highland Street

Belmont, NC · 1,936 sqft

$425,000

  • 3Beds
  • 3Baths
  • 1,936SqFt
  • 1961Year

About this home

Highly desirable location just minutes from downtown Belmont with easy access to I-85. No HOA, no city taxes and plenty of room to spread out on over half an acre. Inside and out, all major systems have been updated within the last 6 years! Be sure to check out the roof, gutters, siding, windows, HVAC (including all ductwork), tankless water heater, vapor barrier in crawlspace and the list goes on! Newest addition is the dishwasher, installed in June 2026! Also included is the refrigerator and washer/dryer combo. Home features gas logs in the living room fireplace and crown molding throughout! Gorgeous original hardwood floors in a large part of the home. Tastefully added wainscoting and trim in various rooms gives this home a beautifully finished touch! Three bedrooms, three full bathrooms, an office with window facing the front yard, and a sunroom overlooking the huge backyard! Large window at breakfast area off of the kitchen is a great spot for morning coffee! Big back porch and out building in the back yard gives even more storage space! With so much more to love, this is one you'll want to see!

Property details

Beds
3
Baths
3
SqFt
1,936
Lot
Year built
1961
Type
Single Family
Style
Ranch
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,057/ month

Principal & interest
$2,632
Property tax (~0.85%)
$301
Homeowners insurance
$123
HOA dues

Down payment

$21,250 down · $403,750 financed

Income to qualify (28% rule)

~$131,020 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

Explore Belmont

Similar in Belmont

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.