Belmont · Belmont, NC
2080 South Point Road
Belmont, NC · 1,739 sqft
$408,000
- 3Beds
- 2.5Baths
- 1,739SqFt
- 1972Year
About this home
Welcome home to this beautifully maintained 3-bedroom, 2.5-bath home with NO HOA. Enjoy peace of mind with an upgraded HVAC system (2026), energy-efficient windows (2022), and a privacy fence (2022) that creates your own secluded backyard retreat.
Inside, you'll find a move-in-ready home that's been thoughtfully cared for, while the two-car garage and detached storage shed provide plenty of space for vehicles, tools, hobbies, and extra storage.
Conveniently located between downtown Belmont and Lake Wylie, this home offers easy access to Daniel Stowe Botanical Garden, Harris Teeter, shopping, dining, and more, making this location as desirable as the home itself.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,739
- Lot
- —
- Year built
- 1972
- Type
- Single Family
- Garage
- 2
- Style
- Traditional
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- Flooring
- Carpet, Laminate, Tile
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,934/ month
- Principal & interest
- $2,526
- Property tax (~0.85%)
- $289
- Homeowners insurance
- $119
- HOA dues
- —
Down payment
$20,400 down · $387,600 financed
Income to qualify (28% rule)
~$125,779 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 35 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.
