Belmont · Belmont, NC
9128 Shorewood Place
Belmont, NC · 5,518 sqft
$1,745,000
- 4Beds
- 4.5Baths
- 5,518SqFt
- 2002Year
- 1Days on market
About this home
Rare opportunity in one of Belmont's best-kept secrets the gated waterfront community of Misty Waters on Lake Wylie. Situated on a private 0.94-acre waterfront lot, 9128 Shorewood Place offers stunning water views, exceptional outdoor living, and the added benefit of no city taxes. This move-in-ready home had a new roof (2024), exterior paint (2024), exterior stonework (2025), hot water heater (2024), HVAC system (2022), septic service (2025), and a complete kitchen renovation (2024) featuring new appliances and modern finishes. Designed with multi-generational living in mind, the home offers 4 bedrooms, 4 full baths, and 1 half bath. The main level features a spacious primary suite, formal dining room, private office, and cozy keeping room. Upstairs, you'll find a large game room/flex space and abundant storage throughout. The fully finished walkout basement is ideal for guests or extended living, complete with a second full kitchen, recreation room, flex space, storage areas, and direct access to outdoor entertaining areas. Outdoor living is where this property truly shines. Enjoy a large deck overlooking the water, covered patio, gazebo, private dock, and easy access to kayaking and paddleboarding. Whether hosting friends or enjoying a peaceful sunset, the setting is spectacular. The home includes two kayaks, a paddleboard, and floating tube.Everything you need to start enjoying lake life immediately. Residents of Misty Waters enjoy a gated entrance, community pool, marina, walking trail, kayak launch area, and soccer field. This exceptional waterfront property offers the perfect blend of luxury, comfort, and year-round recreation in one of Lake Wylie's most desirable communities.
Property details
- Beds
- 4
- Baths
- 4.5
- SqFt
- 5,518
- Lot
- —
- Year built
- 2002
- Type
- Single Family
- Days on market
- 1
- Garage
- 3
- Heating
- Central, Heat Pump, Propane
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Basement
- Flooring
- Carpet, Laminate, Tile, Wood
- View
- Water
- HOA dues
- $1,440 / 6mo
Features
- Attic Walk In
- Breakfast Bar
- Cable Prewire
- Garden Tub
- Kitchen Island
- Pantry
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
- Fire Pit
- Dock - Floating
- In-Ground Irrigation
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$12,792/ month
- Principal & interest
- $10,807
- Property tax (~0.85%)
- $1,236
- Homeowners insurance
- $508
- HOA dues
- $240
Down payment
$87,250 down · $1,657,750 financed
Income to qualify (28% rule)
~$548,241 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 47 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.


