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Belmont · Belmont, NC

9128 Shorewood Place

Belmont, NC · 5,518 sqft

$1,745,000

  • 4Beds
  • 4.5Baths
  • 5,518SqFt
  • 2002Year
  • 1Days on market

About this home

Rare opportunity in one of Belmont's best-kept secrets the gated waterfront community of Misty Waters on Lake Wylie. Situated on a private 0.94-acre waterfront lot, 9128 Shorewood Place offers stunning water views, exceptional outdoor living, and the added benefit of no city taxes. This move-in-ready home had a new roof (2024), exterior paint (2024), exterior stonework (2025), hot water heater (2024), HVAC system (2022), septic service (2025), and a complete kitchen renovation (2024) featuring new appliances and modern finishes. Designed with multi-generational living in mind, the home offers 4 bedrooms, 4 full baths, and 1 half bath. The main level features a spacious primary suite, formal dining room, private office, and cozy keeping room. Upstairs, you'll find a large game room/flex space and abundant storage throughout. The fully finished walkout basement is ideal for guests or extended living, complete with a second full kitchen, recreation room, flex space, storage areas, and direct access to outdoor entertaining areas. Outdoor living is where this property truly shines. Enjoy a large deck overlooking the water, covered patio, gazebo, private dock, and easy access to kayaking and paddleboarding. Whether hosting friends or enjoying a peaceful sunset, the setting is spectacular. The home includes two kayaks, a paddleboard, and floating tube.Everything you need to start enjoying lake life immediately. Residents of Misty Waters enjoy a gated entrance, community pool, marina, walking trail, kayak launch area, and soccer field. This exceptional waterfront property offers the perfect blend of luxury, comfort, and year-round recreation in one of Lake Wylie's most desirable communities.

Property details

Beds
4
Baths
4.5
SqFt
5,518
Lot
Year built
2002
Type
Single Family
Days on market
1
Garage
3
Heating
Central, Heat Pump, Propane
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Carpet, Laminate, Tile, Wood
View
Water
HOA dues
$1,440 / 6mo

Features

  • Attic Walk In
  • Breakfast Bar
  • Cable Prewire
  • Garden Tub
  • Kitchen Island
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Fire Pit
  • Dock - Floating
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$12,792/ month

Principal & interest
$10,807
Property tax (~0.85%)
$1,236
Homeowners insurance
$508
HOA dues
$240

Down payment

$87,250 down · $1,657,750 financed

Income to qualify (28% rule)

~$548,241 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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