Lincolnton · Lincolnton, NC
5100 Flay Road
Lincolnton, NC · 1,417 sqft
$195,000
- 3Beds
- 2Baths
- 1,417SqFt
- 2000Year
- 1Days on market
About this home
Manufactured home on owned land in Lincolnton with 3 bedrooms, 2 bathrooms, and 1,417 sq ft on just over 1 acre. Features include a covered front porch, spacious yard, vinyl siding, 2-car carport, private water, septic, and heat pump/HVAC. Interior includes LVP-style flooring, open living and dining areas, and an updated kitchen with painted cabinetry, tile backsplash, granite-style countertops, stainless steel appliances, and center island. Available information indicates the roof and HVAC were replaced within the last 10 years and the foundation was inspected in late 2023 with no known major issues. Some cosmetic repairs may be needed.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,417
- Lot
- —
- Year built
- 2000
- Type
- Single Family
- Days on market
- 1
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
- Foundation
- Permanent
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,391/ month
- Principal & interest
- $1,207
- Property tax (~0.78%)
- $126
- Homeowners insurance
- $56
- HOA dues
- —
Down payment
$9,750 down · $185,250 financed
Income to qualify (28% rule)
~$59,628 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 38 photos
About Lincolnton
Lincoln County seat
County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.
