Lincolnton · Lincolnton, NC

506 S Cedar Street

Lincolnton, NC · 854 sqft

$215,000

  • 2Beds
  • 1Baths
  • 854SqFt
  • 1951Year

About this home

Quaint, cozy, and full of charm, this updated home has a warm and welcoming feel from the moment you arrive. Inside, you'll find a comfortable layout with thoughtful updates while still maintaining the character that makes this home feel special. The spacious yard and mature trees create a peaceful setting with plenty of room to enjoy time outdoors. Tucked into an established area just steps from Downtown Lincolnton amenities, you'll love being close to local shops, restaurants, parks, and community favorites. A sweet place to settle in and truly feel at home.

Property details

Beds
2
Baths
1
SqFt
854
Lot
Year built
1951
Type
Single Family
Heating
Central, Heat Pump
Cooling
Central Air, Electric
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,534/ month

Principal & interest
$1,331
Property tax (~0.78%)
$139
Homeowners insurance
$62
HOA dues

Down payment

$10,750 down · $204,250 financed

Income to qualify (28% rule)

~$65,743 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.