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Lincolnton · Lincolnton, NC

1903 Miners Creek Drive

Lincolnton, NC · 5,416 sqft

$979,900

  • 4Beds
  • 4.5Baths
  • 5,416SqFt
  • 2008Year
  • 1Days on market

About this home

Welcome home to this stunning 4-bedroom, 4.5-bath custom-built home offering over 5,400 sq ft of thoughtfully designed living space in Lincolnton! This exceptional property blends comfort, functionality, and resort-style outdoor living on a beautifully landscaped lot.

The main level welcomes you with a chef's kitchen featuring stainless steel appliances (most replaced within the last 5 years), a large center island, walk-in pantry, and a separate coffee bar — perfect for entertaining. The formal dining room is currently used as a home office with built-in storage, and could easily be converted back into a dining room to suit your needs. The main-level primary suite is a true retreat with a spa-like bath boasting dual vanities, a separate water closet, dual shower heads, a large garden tub, and walk-in closet with custom shelving. A cozy living room featuring a stone, gas log fireplace and large windows spanning nearly the entire wall fills the space with natural light. A spacious laundry room with sink and plenty of storage, and a convenient drop zone at the garage entry complete the main level.

Upstairs you'll find a large bonus room, two additional bedrooms sharing a Jack-and-Jill bath (one with a queen Murphy bed for flexible guest/office use), a third bedroom with its own full bath access, and a charming reading nook ideal as a play area or small office.

Downstairs, the finished walkout basement delivers the ultimate entertaining space — a spacious rec room, full wet bar, and an electric hookup ready to support a second kitchen. With its own separate entrance, this level offers outstanding potential as an in-law or multigenerational suite. There are two additional rooms (each with a closet), a full bathroom, and a heated/cooled unfinished flex space, currently used as a gym, with storage area attached.

Step outside to your own private oasis: a screened porch off the kitchen, a large second-level open deck, and stairs leading down to an expansive paver patio complete with a fireplace, pizza oven, hot tub, and built-in fire pit. A lighted, landscaped pathway connects the patio to the driveway, and the 2-car garage offers built-in storage and its own separate entrance.

Recent updates include a new roof (Sept 2024), new water heater (Aug 2026), upstairs HVAC (2025), and septic system pumped in 2025, offering peace of mind for years to come.

Sellers are offering a $7,500 concession with an acceptable offer! This one-of-a-kind property offers space, versatility, and incredible outdoor living — schedule your private showing today!

Property details

Beds
4
Baths
4.5
SqFt
5,416
Lot
Year built
2008
Type
Single Family
Days on market
1
Garage
2
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
HOA dues
$550 / yr

Features

  • Attic Stairs Pulldown
  • Drop Zone
  • Kitchen Island
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Fire Pit
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,037/ month

Principal & interest
$6,068
Property tax (~0.78%)
$636
Homeowners insurance
$285
HOA dues
$45

Down payment

$48,995 down · $930,905 financed

Income to qualify (28% rule)

~$301,601 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

Explore Lincolnton

Similar in Lincolnton

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