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Belmont · Belmont, NC

510 Grace Church Lane

Belmont, NC · 1,522 sqft

$389,999

  • 3Beds
  • 2Baths
  • 1,522SqFt
  • 2007Year
  • 1Days on market

About this home

Nestled on a beautifully maintained lot in one of Belmont's most desirable areas, this charming ranch home offers the perfect blend of privacy, comfort, and convenience. A welcoming front porch and manicured landscaping create outstanding curb appeal, while the spacious interior features soaring vaulted ceilings, abundant natural light, and an open-concept layout designed for both everyday living and entertaining. The expansive living area flows seamlessly into the dining space and kitchen, where rich cabinetry, warm finishes, and generous workspace create an inviting atmosphere. The primary suite serves as a peaceful retreat with a large walk-in closet and an ensuite bath featuring dual vanities and stylish finishes. Two additional bedrooms provide flexibility for guests, family, or a home office. Step outside to enjoy a backyard oasis complete with a stone patio, fire pit area, hot tub, fenced yard, and storage shed - which has electricity that could support power tools and even a/c! With plenty of room to relax, entertain, garden, or play, the outdoor space offers a rare opportunity to enjoy country-style living while remaining close to city conveniences. Located just minutes from downtown Belmont, residents enjoy easy access to local restaurants, breweries, boutiques, parks, and community events. Benefit from the convenience of a brand new Publix opening half a mile from the home! Outdoor enthusiasts will appreciate Daniel Stowe Botanical Garden, Kevin Loftin Riverfront Park, and access to the Catawba River. Convenient proximity to I-85, Charlotte Douglas International Airport, Uptown Charlotte, and the U.S. National Whitewater Center makes commuting and recreation effortless. This property offers the space and tranquility you've been looking for while keeping you connected to everything the Belmont area has to offer.

Property details

Beds
3
Baths
2
SqFt
1,522
Lot
Year built
2007
Type
Single Family
Days on market
1
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space

Features

  • Pantry
  • Walk-In Closet(s)
  • Fire Pit
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,805/ month

Principal & interest
$2,415
Property tax (~0.85%)
$276
Homeowners insurance
$113
HOA dues

Down payment

$19,499 down · $370,499 financed

Income to qualify (28% rule)

~$120,230 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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