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Belmont · Belmont, NC

515 Dogwood Lane

Belmont, NC · 2,689 sqft

$675,000

Reduced from $695,000

  • 4Beds
  • 3Baths
  • 2,689SqFt
  • 1962Year
  • 31Days on market

About this home

Private. Peaceful. Perfectly located. Just 15 minutes to CLT Airport, 25 minutes to Uptown Charlotte, and only 1 mile from Downtown Belmont. Tucked away at the end of a quiet road, this updated 4 bed, 3 bath Mid-Century Modern offers privacy that’s hard to find this close to everything.

The serene backyard is surrounded by mature landscaping and established specialty plantings, creating a true private retreat. A detached, climate-controlled 260 sq ft flex space is perfect for a home office, gym, studio, or bonus space. The walk-out lower level with private entrance and full bath offers even more possibilities such as a guest suite, second living space, or multi-generational living.

This home has been meticulously cared for and updated: Encapsulated Crawlspace with dehumidifier (2026), Tankless Water Heater (2024), New Hardwoods in main living areas (2025), Trane 18 SEER HVAC systems (2018 & 2021), Roof (2019), Dishwasher (2025) just to name a few! Plus, the home has a propane powered back up generator!

No HOA. Incredible privacy. Flexible spaces. Unbeatable location. Character and charm of a custom 1962 home that simply can’t be recreated.

Close to everything. Tucked away from it all.

Property details

Beds
4
Baths
3
SqFt
2,689
Lot
Year built
1962
Type
Single Family
Days on market
31
Garage
2
Style
Modern
Heating
Electric
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Basement, Crawl Space
Flooring
Carpet, Stone, Wood

Features

  • Attic Other
  • Attic Stairs Fixed
  • Attic Stairs Pulldown
  • Breakfast Bar
  • Built-in Features
  • Drop Zone
  • Entrance Foyer
  • Storage
  • Wet Bar
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,855/ month

Principal & interest
$4,180
Property tax (~0.85%)
$478
Homeowners insurance
$196
HOA dues

Down payment

$33,750 down · $641,250 financed

Income to qualify (28% rule)

~$208,092 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

Explore Belmont

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