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Belmont · Belmont, NC

402 Lincoln Street

Belmont, NC · 744 sqft

$179,000

  • 2Beds
  • 1Baths
  • 744SqFt
  • 1900Year
  • 1Days on market

About this home

Opportunity awaits with this 2-bedroom, 1-bath home in a convenient Belmont location just minutes from downtown. Whether you're an investor, first-time buyer looking to build equity, or someone searching for your next renovation project, this property offers plenty of potential.

The home is ready for updates and improvements, making it the perfect canvas to create your vision. Enjoy the convenience of nearby shopping, dining, parks, and easy access to everything downtown Belmont has to offer.

Don't miss your chance to transform this diamond in the rough into something special. Schedule your showing today and imagine the possibilities!

Property details

Beds
2
Baths
1
SqFt
744
Lot
Year built
1900
Type
Single Family
Days on market
1
Heating
Ductless
Cooling
Ductless
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,287/ month

Principal & interest
$1,108
Property tax (~0.85%)
$126
Homeowners insurance
$52
HOA dues

Down payment

$8,950 down · $170,050 financed

Income to qualify (28% rule)

~$55,182 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

Explore Belmont

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Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.