Belmont · Belmont, NC
313 Park Terrace Drive
Belmont, NC · 1,309 sqft
$249,000
- 3Beds
- 2Baths
- 1,309SqFt
- 1963Year
About this home
LOWEST-PRICED 3 bed/2 bath in Belmont AND includes two parcels for a total of .82 acres! Discover the potential in this 3-bedroom, 2-bath ranch nestled at the end of a quiet dead-end street in a private, peaceful setting. Situated on two parcels, this property offers plenty of space to enjoy, expand, or simply relax with added privacy. Inside, you'll find a functional layout with hardwood flooring, ready for your personal touch. With optional future cosmetic updates, it provides a great opportunity to add your own style and build equity. Whether you're a first-time buyer, investor, or someone looking for a home with room to make it your own, this property is full of possibilities. Don't miss your chance to transform this hidden gem into your dream home! Only 10 minutes to popular downtown Belmont and 20 minutes to Charlotte airport. Showings start this Saturday, 7/18 but schedule now!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,309
- Lot
- —
- Year built
- 1963
- Type
- Single Family
- Style
- Ranch
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Vinyl, Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,791/ month
- Principal & interest
- $1,542
- Property tax (~0.85%)
- $176
- Homeowners insurance
- $72
- HOA dues
- —
Down payment
$12,450 down · $236,550 financed
Income to qualify (28% rule)
~$76,763 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 18 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.


