View all 18 photos →

Belmont · Belmont, NC

313 Park Terrace Drive

Belmont, NC · 1,309 sqft

$249,000

  • 3Beds
  • 2Baths
  • 1,309SqFt
  • 1963Year

About this home

LOWEST-PRICED 3 bed/2 bath in Belmont AND includes two parcels for a total of .82 acres! Discover the potential in this 3-bedroom, 2-bath ranch nestled at the end of a quiet dead-end street in a private, peaceful setting. Situated on two parcels, this property offers plenty of space to enjoy, expand, or simply relax with added privacy. Inside, you'll find a functional layout with hardwood flooring, ready for your personal touch. With optional future cosmetic updates, it provides a great opportunity to add your own style and build equity. Whether you're a first-time buyer, investor, or someone looking for a home with room to make it your own, this property is full of possibilities. Don't miss your chance to transform this hidden gem into your dream home! Only 10 minutes to popular downtown Belmont and 20 minutes to Charlotte airport. Showings start this Saturday, 7/18 but schedule now!

Property details

Beds
3
Baths
2
SqFt
1,309
Lot
Year built
1963
Type
Single Family
Style
Ranch
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,791/ month

Principal & interest
$1,542
Property tax (~0.85%)
$176
Homeowners insurance
$72
HOA dues

Down payment

$12,450 down · $236,550 financed

Income to qualify (28% rule)

~$76,763 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

Explore Belmont

Similar in Belmont

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.