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Belmont · Belmont, NC

513 Paradise Circle

Belmont, NC · 1,693 sqft

$749,900

  • 3Beds
  • 2Baths
  • 1,693SqFt
  • 1976Year
  • 1Days on market

About this home

Waterfront Living with a Dock, No HOA & Extensive Recent Updates! This 3-bedroom, 2-bath brick ranch offers the perfect blend of comfortable living, entertaining space, and waterfront enjoyment—with no HOA and no city taxes! Thoughtfully updated and move-in ready, the home features new LVP flooring throughout, new ceiling fans and light fixtures, interior upgrades, electrical panel upgrades, a new HVAC system, and a new hot water heater. The house and cedar shake were freshly painted in 2025, adding to the home's refreshed appeal.

Inside, three distinct living spaces provide plenty of room to relax and entertain, while the spacious kitchen serves as the heart of the home with stainless steel appliances, abundant workspace and storage, and a convenient breakfast bar. The bright and airy dining area features a stone fireplace and beautiful water views and opens to the covered back deck. The living room offers a charming barn door, while the main-level laundry adds everyday convenience.

Outdoor living is where this property truly shines. Enjoy the covered back deck, along with an updated backyard gathering area featuring a stone fire pit and retaining wall, completed in 2026. An outdoor shower with convenient access to the bathroom from the yard makes lake living effortless. The expansive covered fixed dock is perfect for relaxing, entertaining, and enjoying the water, and leads to a covered boat slip and floating dock.

The property also offers a two-story workshop/barn with incredible potential for hobbies, projects, storage, or additional workspace, plus a basement for even more flexibility.

Conveniently located just minutes from Belmont, Lake Wylie, I-85, I-485, Charlotte Douglas International Airport, and Harbortowne Marina, this property delivers the best of lake living with an impressive list of recent improvements, abundant indoor and outdoor space, and no HOA or city taxes.

Property details

Beds
3
Baths
2
SqFt
1,693
Lot
Year built
1976
Type
Single Family
Days on market
1
Style
Traditional
Heating
Electric, Forced Air, Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Basement, Crawl Space
Flooring
Tile, Vinyl
View
Water, Year Round

Features

  • Breakfast Bar
  • Built-in Features
  • Fire Pit
  • Dock - Floating
  • Outdoor Shower
  • Storage
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,394/ month

Principal & interest
$4,644
Property tax (~0.85%)
$531
Homeowners insurance
$218
HOA dues

Down payment

$37,495 down · $712,405 financed

Income to qualify (28% rule)

~$231,182 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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