Belmont · Belmont, NC
513 Paradise Circle
Belmont, NC · 1,693 sqft
$749,900
- 3Beds
- 2Baths
- 1,693SqFt
- 1976Year
- 1Days on market
About this home
Waterfront Living with a Dock, No HOA & Extensive Recent Updates! This 3-bedroom, 2-bath brick ranch offers the perfect blend of comfortable living, entertaining space, and waterfront enjoyment—with no HOA and no city taxes! Thoughtfully updated and move-in ready, the home features new LVP flooring throughout, new ceiling fans and light fixtures, interior upgrades, electrical panel upgrades, a new HVAC system, and a new hot water heater. The house and cedar shake were freshly painted in 2025, adding to the home's refreshed appeal.
Inside, three distinct living spaces provide plenty of room to relax and entertain, while the spacious kitchen serves as the heart of the home with stainless steel appliances, abundant workspace and storage, and a convenient breakfast bar. The bright and airy dining area features a stone fireplace and beautiful water views and opens to the covered back deck. The living room offers a charming barn door, while the main-level laundry adds everyday convenience.
Outdoor living is where this property truly shines. Enjoy the covered back deck, along with an updated backyard gathering area featuring a stone fire pit and retaining wall, completed in 2026. An outdoor shower with convenient access to the bathroom from the yard makes lake living effortless. The expansive covered fixed dock is perfect for relaxing, entertaining, and enjoying the water, and leads to a covered boat slip and floating dock.
The property also offers a two-story workshop/barn with incredible potential for hobbies, projects, storage, or additional workspace, plus a basement for even more flexibility.
Conveniently located just minutes from Belmont, Lake Wylie, I-85, I-485, Charlotte Douglas International Airport, and Harbortowne Marina, this property delivers the best of lake living with an impressive list of recent improvements, abundant indoor and outdoor space, and no HOA or city taxes.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,693
- Lot
- —
- Year built
- 1976
- Type
- Single Family
- Days on market
- 1
- Style
- Traditional
- Heating
- Electric, Forced Air, Heat Pump
- Cooling
- Central Air, Heat Pump
- Foundation
- Basement, Crawl Space
- Flooring
- Tile, Vinyl
- View
- Water, Year Round
Features
- Breakfast Bar
- Built-in Features
- Fire Pit
- Dock - Floating
- Outdoor Shower
- Storage
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$5,394/ month
- Principal & interest
- $4,644
- Property tax (~0.85%)
- $531
- Homeowners insurance
- $218
- HOA dues
- —
Down payment
$37,495 down · $712,405 financed
Income to qualify (28% rule)
~$231,182 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 48 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.


