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Mount Holly · Mount Holly, NC

313 Bell Street

Mount Holly, NC · 1,919 sqft

$375,000

  • 4Beds
  • 2.5Baths
  • 1,919SqFt
  • 2023Year
  • 1Days on market

About this home

Like-new construction with no HOA on a spacious lot in one of Mount Holly's most convenient locations! Built in 2023, this beautifully maintained 4-bedroom, 2.5-bath home offers the perfect blend of modern style, functional living, and everyday comfort.

The open-concept main level is designed for entertaining, featuring abundant natural light, durable LVP flooring, granite countertops, stainless steel appliances, and a spacious kitchen that flows seamlessly into the living and dining areas. A dedicated main-level office provides the ideal space for working from home, studying, or creating a playroom or hobby space.

Upstairs, all four bedrooms offer privacy from the main living areas, including a spacious primary suite with dual vanities, large separate shower and a relaxing garden tub. The additional bedrooms provide flexibility for guests, growing households, or additional office space.

Situated on nearly one-third of an acre, the backyard offers plenty of room to entertain, garden, or simply enjoy the outdoors. A two-car garage and generous driveway provide ample parking and storage.

Located just minutes from historic downtown Mount Holly, enjoy easy access to local restaurants, breweries, parks, shopping, and commuter routes—all while coming home to a quiet neighborhood with no HOA. This move-in ready home offers the space, location, and lifestyle today's buyers are looking for.

Property details

Beds
4
Baths
2.5
SqFt
1,919
Lot
Year built
2023
Type
Single Family
Days on market
1
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,697/ month

Principal & interest
$2,322
Property tax (~0.85%)
$265
Homeowners insurance
$109
HOA dues

Down payment

$18,750 down · $356,250 financed

Income to qualify (28% rule)

~$115,606 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Mount Holly

Catawba River · NW commute

Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.

Explore Mount Holly

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Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.