Mount Holly · Mount Holly, NC
313 Bell Street
Mount Holly, NC · 1,919 sqft
$375,000
- 4Beds
- 2.5Baths
- 1,919SqFt
- 2023Year
- 1Days on market
About this home
Like-new construction with no HOA on a spacious lot in one of Mount Holly's most convenient locations! Built in 2023, this beautifully maintained 4-bedroom, 2.5-bath home offers the perfect blend of modern style, functional living, and everyday comfort.
The open-concept main level is designed for entertaining, featuring abundant natural light, durable LVP flooring, granite countertops, stainless steel appliances, and a spacious kitchen that flows seamlessly into the living and dining areas. A dedicated main-level office provides the ideal space for working from home, studying, or creating a playroom or hobby space.
Upstairs, all four bedrooms offer privacy from the main living areas, including a spacious primary suite with dual vanities, large separate shower and a relaxing garden tub. The additional bedrooms provide flexibility for guests, growing households, or additional office space.
Situated on nearly one-third of an acre, the backyard offers plenty of room to entertain, garden, or simply enjoy the outdoors. A two-car garage and generous driveway provide ample parking and storage.
Located just minutes from historic downtown Mount Holly, enjoy easy access to local restaurants, breweries, parks, shopping, and commuter routes—all while coming home to a quiet neighborhood with no HOA. This move-in ready home offers the space, location, and lifestyle today's buyers are looking for.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 1,919
- Lot
- —
- Year built
- 2023
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Slab
Features
- Attic Stairs Pulldown
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,697/ month
- Principal & interest
- $2,322
- Property tax (~0.85%)
- $265
- Homeowners insurance
- $109
- HOA dues
- —
Down payment
$18,750 down · $356,250 financed
Income to qualify (28% rule)
~$115,606 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 27 photos
About Mount Holly
Catawba River · NW commute
Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.


