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Mount Holly · Mount Holly, NC

420 Killian Avenue

Mount Holly, NC · 1,963 sqft

$499,990

  • 5Beds
  • 2.5Baths
  • 1,963SqFt
  • 2026Year
  • 1Days on market

About this home

New construction home on a private 0.44-acre lot with no HOA.

Features 5 bedrooms, 2.5 bathrooms, and 1,963 heated square feet across two stories, with a 2-car garage. The kitchen includes Silestone Marengo quartz countertops, subway tile backsplash, stainless steel appliances including refrigerator, and shaker cabinets with matte black hardware, opening into a living room with a 55" linear electric fireplace with cedar mantel, black shiplap accent wall, and ceiling fan. A main-level office and open rail staircase complete the first floor.

Upstairs, the primary suite includes a tiled shower with frameless glass door and a ceiling fan, plus a laundry room with washer and dryer included. Luxury vinyl plank flooring runs throughout, with no carpet. All-electric HVAC.

Exterior highlights include a 10x10 rear patio deck, cedar-wrapped columns, charcoal architectural shingles, and a black garage door. Some photos have been virtually rendered.

Property details

Beds
5
Baths
2.5
SqFt
1,963
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Heating
Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,596/ month

Principal & interest
$3,096
Property tax (~0.85%)
$354
Homeowners insurance
$145
HOA dues

Down payment

$24,999 down · $474,990 financed

Income to qualify (28% rule)

~$154,138 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Mount Holly

Catawba River · NW commute

Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.

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