Mount Holly · Mount Holly, NC
128 Picasso Trail
Mount Holly, NC · 1,857 sqft
$499,900
- 2Beds
- 2Baths
- 1,857SqFt
- 2019Year
About this home
Welcome to 128 Picasso Trail, a beautifully upgraded ranch home in the highly desirable 55+ community of Imagery on Mountain Island! Designed for easy, comfortable living, this home offers an open floor plan with thoughtful details throughout. The inviting great room features a gas fireplace and custom built-ins, flowing seamlessly into the kitchen with stainless steel appliances, granite countertops, and a spacious dining area. Just off the main living space, the sunroom provides the perfect spot to enjoy your morning coffee or unwind at the end of the day. The custom walk-in pantry with built-in shelving, along with the custom laundry room storage, adds exceptional organization and function to the home. The spacious primary suite offers a dual vanity, beautifully appointed shower, and an incredible custom-designed walk-in closet. A second well-sized bedroom and full hall bathroom provide comfortable accommodations for guests. Step outside to your private backyard retreat, where a covered patio has been enhanced with an automatic screen, motorized awning, epoxy flooring, and extended pavers—creating the perfect space for relaxing or entertaining year-round. The beautifully landscaped and fenced backyard offers privacy and a peaceful setting to relax, entertain, and enjoy the outdoors. Imagery on Mountain Island offers an incredible array of amenities designed to make every day feel like a getaway. Residents enjoy a private beach and boat launch, making it easy to take advantage of lake days right in your own community. Stay active with tennis and pickleball courts, enjoy a refreshing afternoon at the outdoor pool, or gather with friends at the clubhouse. For those who love to create, the community features dedicated arts, ceramics, and sewing studios that provide wonderful spaces to explore hobbies and connect with neighbors. Two dog parks and beautiful walking trails around the lake add even more opportunities to enjoy the outdoors. Best of all, HOA dues include lawn care and community activities, allowing you to spend less time on maintenance and more time enjoying everything this exceptional community has to offer. If you’ve been looking for a beautifully maintained, move-in ready home where convenience, community, and an active lifestyle come together, this one is truly special. Seller offering a home warranty with an acceptable offer. A must-see!!
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,857
- Lot
- —
- Year built
- 2019
- Type
- Single Family
- Garage
- 2
- Heating
- Central, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air, Electric
- Foundation
- Slab
- Flooring
- Carpet, Tile, Vinyl
- HOA dues
- $318 / mo
Features
- Built-in Features
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
- In-Ground Irrigation
- Lawn Maintenance
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,913/ month
- Principal & interest
- $3,096
- Property tax (~0.85%)
- $354
- Homeowners insurance
- $145
- HOA dues
- $318
Down payment
$24,995 down · $474,905 financed
Income to qualify (28% rule)
~$167,739 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 34 photos
About Mount Holly
Catawba River · NW commute
Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.


