View all 47 photos →

Mount Holly · Mount Holly, NC

209 Holdsworth Drive

Mount Holly, NC · 4,481 sqft

$1,150,000

Reduced from $1,200,000

  • 4Beds
  • 3.5Baths
  • 4,481SqFt
  • 2022Year
  • 90x220x3x87x223Lot
  • 125Days on market

About this home

New construction, lake access, open-concept living, and exceptional craftsmanship come together in this standout Stonewater home. Designed for modern living, the home features smart-home technology throughout, including a MyQ garage system, Rinnai® tankless water heater with recirculation, motion-activated lighting, automatic primary closet lighting, custom color-changing accent lighting, and permanent 360-degree soffit lighting. Low-E windows and energy-efficient features help keep utility costs impressively low, while a walk-up attic already equipped with lighting and HVAC offers incredible future expansion potential. Even the crawl space impresses—at approximately 7 feet tall and fully illuminated, it provides exceptional storage or workshop space. The lifestyle is just as impressive. Located in the sought-after Stonewater community, residents enjoy community dock access to Lake Norman, along with a clubhouse, pool, walking trails, pickleball, tennis, volleyball, basketball, playgrounds, and kayak and paddleboard storage. New construction. Lake access. Exceptional craftsmanship. Modern technology. A lifestyle that’s hard to match.

Property details

Beds
4
Baths
3.5
SqFt
4,481
Lot
90x220x3x87x223
Year built
2022
Type
Single Family
Days on market
125
Garage
3
Heating
Central
Cooling
Central Air
Foundation
Basement, Crawl Space
Flooring
Wood
HOA dues
$1,195 / yr

Features

  • In-Ground Irrigation
  • Outdoor Kitchen

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,371/ month

Principal & interest
$7,122
Property tax (~0.85%)
$814
Homeowners insurance
$335
HOA dues
$99

Down payment

$57,500 down · $1,092,500 financed

Income to qualify (28% rule)

~$358,794 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Mount Holly

Catawba River · NW commute

Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.

Explore Mount Holly

Similar in Mount Holly

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.