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Mount Holly · Mount Holly, NC

209 Holdsworth Drive

Mount Holly, NC · 4,481 sqft

$1,200,000

  • 4Beds
  • 3.5Baths
  • 4,481SqFt
  • 2022Year
  • 90x220x3x87x223Lot
  • 80Days on market

About this home

Beyond its exceptional craftsmanship, this home is thoughtfully equipped with modern smart-home technology designed for convenience and efficiency. Control multiple home systems with dedicated smart apps, including the MyQ smart garage door and Rinnai® tankless water heater with recirculation. Motion-activated lighting welcomes you into the laundry room, while the expansive custom primary closet features automatic lighting for everyday convenience. The home also showcases custom color-changing accent lighting in the kitchen and great room, along with permanent 360-degree soffit lighting that enhances curb appeal year-round. Designed with energy efficiency in mind, Low-E windows and smart-home features contribute to impressively low utility costs. A spacious walk-up attic is already equipped with lighting and HVAC, offering outstanding potential for future expansion into additional living space. Below the home, a rare 7-foot-tall, fully illuminated crawl space provides exceptional storage and workshop space unlike anything typically found in the area. Located within the highly sought-after Stonewater community, residents also enjoy access to community docks, making it easy to embrace the boating lifestyle on nearby Lake Norman while taking advantage of resort-style amenities including a clubhouse, pool, walking trails, pickleball, tennis, volleyball, basketball, playgrounds, and kayak and paddleboard storage.

Property details

Beds
4
Baths
3.5
SqFt
4,481
Lot
90x220x3x87x223
Year built
2022
Type
Single Family
Days on market
80
Garage
3
Heating
Central
Cooling
Central Air
Foundation
Basement, Crawl Space
Flooring
Wood
HOA dues
$1,195 / yr

Features

  • In-Ground Irrigation
  • Outdoor Kitchen

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,731/ month

Principal & interest
$7,431
Property tax (~0.85%)
$850
Homeowners insurance
$350
HOA dues
$99

Down payment

$60,000 down · $1,140,000 financed

Income to qualify (28% rule)

~$374,208 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Mount Holly

Catawba River · NW commute

Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.

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