View all 48 photos →

Lincolnton · Lincolnton, NC

1316 Oak Canopy Road

Lincolnton, NC · 1,388 sqft

$399,900

  • 3Beds
  • 2Baths
  • 1,388SqFt
  • 1990Year
  • 1Days on market

About this home

Welcome home to a beautifully maintained full-brick residence nestled in a well-established neighborhood where each home has its own character and charm. This is a wonderful opportunity for buyers seeking one-level living, exceptional outdoor entertaining space, and an extraordinary amount of storage—all in a highly desirable North Lincoln School district.

The home offers one-level floor plan with three bedrooms, two full bathrooms, a two-car garage, and beautiful hardwood flooring. Thoughtful details throughout include custom-built plantation shutters on every window and an elegant tray ceiling feature that adds character and architectural interest to the dining space.

The home has been meticulously cared for and offers several important updates, including a new roof and new tankless water heater. The home is also wired for a generator system, providing an added level of convenience and peace of mind.

One of the most remarkable features of this property is the tremendous amount of entertaining space that includes a fully equipped outdoor kitchen providing an ideal gathering space for friends and family, Its a true extension of the home. Whether you need room for hobbies, recreational equipment, seasonal items, or simply want an abundance of storage, this property offers possibilities that are rarely found in a home of this size with a 16x32' workshop.

The outdoor living and entertaining areas are truly exceptional. Mature, meticulously maintained landscaping surrounds a 16’ x 30’ in-ground swimming pool, creating a private and inviting setting for relaxing or entertaining. So much to see, easy to show!

Property details

Beds
3
Baths
2
SqFt
1,388
Lot
Year built
1990
Type
Single Family
Days on market
1
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,853/ month

Principal & interest
$2,476
Property tax (~0.78%)
$259
Homeowners insurance
$116
HOA dues

Down payment

$19,995 down · $379,905 financed

Income to qualify (28% rule)

~$122,283 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

Explore Lincolnton

Similar in Lincolnton

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.