Lincolnton · Lincolnton, NC
1316 Oak Canopy Road
Lincolnton, NC · 1,388 sqft
$399,900
- 3Beds
- 2Baths
- 1,388SqFt
- 1990Year
- 1Days on market
About this home
Welcome home to a beautifully maintained full-brick residence nestled in a well-established neighborhood where each home has its own character and charm. This is a wonderful opportunity for buyers seeking one-level living, exceptional outdoor entertaining space, and an extraordinary amount of storage—all in a highly desirable North Lincoln School district.
The home offers one-level floor plan with three bedrooms, two full bathrooms, a two-car garage, and beautiful hardwood flooring. Thoughtful details throughout include custom-built plantation shutters on every window and an elegant tray ceiling feature that adds character and architectural interest to the dining space.
The home has been meticulously cared for and offers several important updates, including a new roof and new tankless water heater. The home is also wired for a generator system, providing an added level of convenience and peace of mind.
One of the most remarkable features of this property is the tremendous amount of entertaining space that includes a fully equipped outdoor kitchen providing an ideal gathering space for friends and family, Its a true extension of the home. Whether you need room for hobbies, recreational equipment, seasonal items, or simply want an abundance of storage, this property offers possibilities that are rarely found in a home of this size with a 16x32' workshop.
The outdoor living and entertaining areas are truly exceptional. Mature, meticulously maintained landscaping surrounds a 16’ x 30’ in-ground swimming pool, creating a private and inviting setting for relaxing or entertaining. So much to see, easy to show!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,388
- Lot
- —
- Year built
- 1990
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,853/ month
- Principal & interest
- $2,476
- Property tax (~0.78%)
- $259
- Homeowners insurance
- $116
- HOA dues
- —
Down payment
$19,995 down · $379,905 financed
Income to qualify (28% rule)
~$122,283 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 48 photos
About Lincolnton
Lincoln County seat
County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.


