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Lincolnton · Lincolnton, NC

3069 Chinook Trail

Lincolnton, NC · 739 sqft

$185,000

  • 2Beds
  • 1Baths
  • 739SqFt
  • 1940Year
  • 1Days on market

About this home

Charming updated 2-bedroom, 1-bath home situated on a spacious 1.39-acre lot in Lincolnton! Originally built in 1950, this home was remodeled in 2021 and features new kitchen cabinets, updated finishes, a newer HVAC system, water heater, and roof, offering a great combination of character and modern improvements. The functional layout provides comfortable living space filled with natural light, while the large lot offers plenty of room for gardening, outdoor activities, additional parking, or future possibilities. Sold As-Is. The property is serviced by a shared well.

Property details

Beds
2
Baths
1
SqFt
739
Lot
Year built
1940
Type
Single Family
Days on market
1
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,319/ month

Principal & interest
$1,145
Property tax (~0.78%)
$120
Homeowners insurance
$53
HOA dues

Down payment

$9,250 down · $175,750 financed

Income to qualify (28% rule)

~$56,570 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.