Lincolnton · Lincolnton, NC
2981 Oak Ridge Circle
Lincolnton, NC · 2,209 sqft
$599,000
- 3Beds
- 3.5Baths
- 2,209SqFt
- 1985Year
About this home
Showing start 8/18/26.
WOW—what a transformation! This home has been completely renovated from top to bottom, with reimagined spaces designed for comfortable, flexible living. So many updates have been completed in the past two years, there are simply too many to list!
From the long, inviting driveway, you’ll arrive at this stately home nestled on over 2 acres of lush, mature land—and best of all, there’s no HOA. Enjoy your morning coffee from either the charming front porch, surrounded by mature rose bushes, or the newly added screened-in back porch. With peaceful, serene spaces surrounding the home, it’s easy to feel tucked away from it all.
Inside, prepare to be impressed by the beautifully renovated eat-in kitchen featuring custom shaker cabinetry, quartz countertops, a GE appliance package, and a walk-in pantry. The kitchen flows seamlessly into the dining and living areas, creating an ideal layout for everyday living and entertaining. The spacious dining room is perfect for entertaining and features custom built-ins and a beverage fridge. An updated half bath and additional flex room add even more versatility, which would be the perfect spot for a home office, playroom, or potential additional bedroom.
Upstairs, you’ll find two spacious primary suites, each complete with an en-suite bathroom and walk-in closet. An additional bedroom and third full bathroom complete the upper level. All of the bathrooms have been beautifully renovated with designer finishes and thoughtful details.
The outdoor living spaces are just as inviting, with a newly fenced backyard, paver patio, pergola, and fire pit area—perfect for relaxing, gathering, and keeping the party going long after the sun goes down.
Other notable updates include full interior paint throughout, updated lighting throughout, exterior has been painted, new windows, a new garage door, and a finished garage space that would make an excellent home gym, workshop, or hobby space. The home also features a Culligan water softening and reverse osmosis system, providing some of the purest, best-tasting water throughout the home. With extensive renovations, flexible living spaces, over 2 acres, and no HOA, this one truly offers the best of comfort, privacy, and convenience.
Property details
- Beds
- 3
- Baths
- 3.5
- SqFt
- 2,209
- Lot
- —
- Year built
- 1985
- Type
- Single Family
- Garage
- 4
- Style
- Farmhouse
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Vinyl
Features
- Pantry
- Split Bedroom
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,273/ month
- Principal & interest
- $3,709
- Property tax (~0.78%)
- $389
- Homeowners insurance
- $174
- HOA dues
- —
Down payment
$29,950 down · $569,050 financed
Income to qualify (28% rule)
~$183,164 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 44 photos
About Lincolnton
Lincoln County seat
County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.


