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Belmont · Belmont, NC

127 Pratt Street

Belmont, NC · 1,232 sqft

$365,000

  • 3Beds
  • 2Baths
  • 1,232SqFt
  • 1997Year

About this home

Beautifully renovated, walkable to downtown Belmont, in the highly sought-after Adams Bluff neighborhood -- welcome to 127 Pratt Street! Enjoy the best of small-town living with easy access to local restaurants, shops, and the charm that makes Belmont such a special place to call home.

Inside, the home features a thoughtfully updated kitchen with stainless steel appliances, a spacious island, and plenty of cabinetry. The primary suite offers a comfortable retreat with ample closet space and an en-suite bathroom.

Outside, relax or entertain on the deck overlooking the fenced backyard. With walking trails nearby and easy access to Kevin Loftin Riverfront Park and Dwight Frady Fields, there are plenty of ways to enjoy the outdoors.

Convenient to I-85, I-485, and Charlotte Douglas International Airport, this home offers the perfect balance of Belmont living with easy access to Charlotte.

Property details

Beds
3
Baths
2
SqFt
1,232
Lot
Year built
1997
Type
Single Family
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space
HOA dues
$190 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,641/ month

Principal & interest
$2,260
Property tax (~0.85%)
$258
Homeowners insurance
$106
HOA dues
$15

Down payment

$18,250 down · $346,750 financed

Income to qualify (28% rule)

~$113,202 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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