Belmont · Belmont, NC
127 Pratt Street
Belmont, NC · 1,232 sqft
$365,000
- 3Beds
- 2Baths
- 1,232SqFt
- 1997Year
About this home
Beautifully renovated, walkable to downtown Belmont, in the highly sought-after Adams Bluff neighborhood -- welcome to 127 Pratt Street! Enjoy the best of small-town living with easy access to local restaurants, shops, and the charm that makes Belmont such a special place to call home.
Inside, the home features a thoughtfully updated kitchen with stainless steel appliances, a spacious island, and plenty of cabinetry. The primary suite offers a comfortable retreat with ample closet space and an en-suite bathroom.
Outside, relax or entertain on the deck overlooking the fenced backyard. With walking trails nearby and easy access to Kevin Loftin Riverfront Park and Dwight Frady Fields, there are plenty of ways to enjoy the outdoors.
Convenient to I-85, I-485, and Charlotte Douglas International Airport, this home offers the perfect balance of Belmont living with easy access to Charlotte.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,232
- Lot
- —
- Year built
- 1997
- Type
- Single Family
- Heating
- Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
- HOA dues
- $190 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,641/ month
- Principal & interest
- $2,260
- Property tax (~0.85%)
- $258
- Homeowners insurance
- $106
- HOA dues
- $15
Down payment
$18,250 down · $346,750 financed
Income to qualify (28% rule)
~$113,202 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 22 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.


