Belmont · Belmont, NC
306 Clay Street
Belmont, NC · 1,570 sqft
$515,000
- 3Beds
- 2.5Baths
- 1,570SqFt
- 2021Year
- 49' x 124'Lot
About this home
Welcome home to this modern two-story beauty walking distance to historic downtown Belmont. An open floor plan greets you, maximizing space and ambient light across approximately 1,570 square feet of living area. This home boasts a spacious living room with a cozy natural gas fireplace, perfect for relaxing evenings. The modern kitchen is equipped with stainless steel appliances, granite countertops, and a sleek and stylish Island space for culinary adventures. The property also features a large, professionally landscaped fenced backyard, ideal for outdoor activities and gardening enthusiasts. Oak trees and magnolias add seasonal interest, a perfect place to relax year-round. A standout feature is the detached custom built 120-square-foot "shoffice," perfect for remote work, equipped with internet wiring and a mini-split HVAC system. The spacious patio and backyard are ideal for outdoor entertaining. Listed at $515,000, the home is ideally situated just one block from Rocky Branch Park with nature trails, and minutes from Downtown Belmont's vibrant coffee shops, dining, shopping, festivals and entertainment scene.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,570
- Lot
- 49' x 124'
- Year built
- 2021
- Type
- Single Family
- Style
- Modern
- Heating
- Electric, Forced Air, Heat Pump, Natural Gas
- Cooling
- Ceiling Fan(s), Electric, Heat Pump
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Vinyl
Features
- Attic Other
- Attic Walk In
- Kitchen Island
- Open Floorplan
- Storage
- Walk-In Pantry
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,704/ month
- Principal & interest
- $3,189
- Property tax (~0.85%)
- $364
- Homeowners insurance
- $150
- HOA dues
- —
Down payment
$25,750 down · $489,250 financed
Income to qualify (28% rule)
~$158,766 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 41 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.


