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Belmont · Belmont, NC

306 Clay Street

Belmont, NC · 1,570 sqft

$515,000

  • 3Beds
  • 2.5Baths
  • 1,570SqFt
  • 2021Year
  • 49' x 124'Lot

About this home

Welcome home to this modern two-story beauty walking distance to historic downtown Belmont. An open floor plan greets you, maximizing space and ambient light across approximately 1,570 square feet of living area. This home boasts a spacious living room with a cozy natural gas fireplace, perfect for relaxing evenings. The modern kitchen is equipped with stainless steel appliances, granite countertops, and a sleek and stylish Island space for culinary adventures. The property also features a large, professionally landscaped fenced backyard, ideal for outdoor activities and gardening enthusiasts. Oak trees and magnolias add seasonal interest, a perfect place to relax year-round. A standout feature is the detached custom built 120-square-foot "shoffice," perfect for remote work, equipped with internet wiring and a mini-split HVAC system. The spacious patio and backyard are ideal for outdoor entertaining. Listed at $515,000, the home is ideally situated just one block from Rocky Branch Park with nature trails, and minutes from Downtown Belmont's vibrant coffee shops, dining, shopping, festivals and entertainment scene.

Property details

Beds
3
Baths
2.5
SqFt
1,570
Lot
49' x 124'
Year built
2021
Type
Single Family
Style
Modern
Heating
Electric, Forced Air, Heat Pump, Natural Gas
Cooling
Ceiling Fan(s), Electric, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Tile, Vinyl

Features

  • Attic Other
  • Attic Walk In
  • Kitchen Island
  • Open Floorplan
  • Storage
  • Walk-In Pantry
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,704/ month

Principal & interest
$3,189
Property tax (~0.85%)
$364
Homeowners insurance
$150
HOA dues

Down payment

$25,750 down · $489,250 financed

Income to qualify (28% rule)

~$158,766 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

Explore Belmont

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