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Mount Holly · Mount Holly, NC

124 Van Gogh Trail

Mount Holly, NC · 2,967 sqft

$689,900

Reduced from $759,000

  • 4Beds
  • 3Baths
  • 2,967SqFt
  • 2019Year
  • 135Days on market

About this home

Enjoy lake lifestyle living in the sought-after Imagery on Mountain Island, where low-maintenance living and resort-style amenities come together in this premier active adult community. This thoughtfully designed 4-bedroom, 3-bath home offers nearly 3,000 square feet of open living space featuring engineered hardwood floors, fresh interior and exterior paint (2026), crown molding, and a spacious great room with a linear fireplace that flows seamlessly into the all-season sunroom. The gourmet kitchen is equipped with an oversized quartz island, gas cooktop, double wall ovens, stainless steel appliances, soft-close cabinetry, pull-out shelving, and a custom pantry system. The main-level primary suite offers a sitting area, direct access to the sunroom, custom closet upgrades, and a bath with dual quartz vanities, updated mirrors, and a glass-enclosed shower. Upstairs, the loft, additional bedroom, and full bath provide flexible space for guests, a home office, or hobbies. Outdoor living is enhanced by an extended paver patio and a StruXure motorized pergola featuring integrated lighting, ceiling fan, heaters, and a rain sensor. Additional highlights include a whole-house Generac generator, Level II EV charger, in-ceiling surround sound, garage storage systems, attic shelving, and numerous custom improvements throughout the home. The community marina is in the final stages of completion, with annual boat slips planned for lease, adding another opportunity to enjoy life on Mountain Island Lake. Residents enjoy lawn maintenance, lake access, walking trails, fitness and yoga facilities, pickleball and tennis courts, resort-style pools, art studios, clubs, and social activities. A one-year home warranty is included with an acceptable offer, providing added peace of mind during the first year of homeownership. Conveniently located near shopping, dining, I-485, Charlotte Douglas International Airport, and Uptown Charlotte. Yes, I’d shorten it to: Imagery community information, amenities and events: https://online.fliphtml5.com/knffu/September-2026-Newsletter/#p=2

Property details

Beds
4
Baths
3
SqFt
2,967
Lot
Year built
2019
Type
Single Family
Days on market
135
Garage
2
Heating
Central, Forced Air, Zoned
Cooling
Central Air, Zoned
Foundation
Slab
Flooring
Carpet, Tile, Wood
HOA dues
$318 / mo

Features

  • Attic Walk In
  • Built-in Features
  • Kitchen Island
  • Open Floorplan
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,280/ month

Principal & interest
$4,272
Property tax (~0.85%)
$488
Homeowners insurance
$201
HOA dues
$318

Down payment

$34,495 down · $655,405 financed

Income to qualify (28% rule)

~$226,313 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Mount Holly

Catawba River · NW commute

Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.

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