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Belmont · Belmont, NC

1224 Rachel Anne Drive

Belmont, NC · 3,567 sqft

$535,000

  • 5Beds
  • 2.5Baths
  • 3,567SqFt
  • 2007Year
  • 1Days on market

About this home

Welcome to 1224 Rachel Anne Drive, a spacious 5-bedroom, 2.5-bath home offering approximately 3,567 square feet in Belmont’s desirable South Point Ridge neighborhood. Tucked toward the back of the community on a level lot, this well-maintained home combines generous living space, wooded privacy, neighborhood amenities, and convenient access to everything Belmont and the Charlotte region have to offer.

Inside, there is plenty of room to spread out, work, entertain, and unwind. A dedicated main-level office provides an excellent work-from-home space, while multiple living areas offer flexibility for everyday living and hosting. The sellers have recently made several updates, including an HVAC upgrade, fresh paint throughout the main level, and fresh carpet in two bedrooms.

Out back, enjoy a fully fenced yard that backs to a wooded area for added privacy, along with a large deck, sunroom, and screened porch—great spaces for morning coffee, outdoor dining, or relaxing at the end of the day. A two-car garage provides additional parking and storage.

South Point Ridge offers a neighborhood pool and an active community atmosphere with neighborhood activities throughout the year. The home is conveniently located near South Point High School and Belmont Middle School and is positioned on the Charlotte side of Belmont, providing convenient access to I-85 and eastbound commuting. Approximately 5 minutes from Downtown Belmont, less than 10 minutes from I-85, 15 minutes from Charlotte Douglas International Airport, and 25 minutes from Uptown Charlotte, this location makes it easy to enjoy both Belmont and the greater Charlotte area. Nearby shopping and everyday conveniences include the Harris Teeter shopping center just minutes away, and Downtown Belmont is also accessible by golf cart where permitted.

With 5 bedrooms, abundant indoor and outdoor living space, wooded backyard privacy, recent updates, neighborhood amenities, and a convenient Belmont location, 1224 Rachel Anne Drive is competitively priced and ready for its next chapter.

Property details

Beds
5
Baths
2.5
SqFt
3,567
Lot
Year built
2007
Type
Single Family
Days on market
1
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile
HOA dues
$155 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,900/ month

Principal & interest
$3,313
Property tax (~0.85%)
$378
Homeowners insurance
$156
HOA dues
$51

Down payment

$26,750 down · $508,250 financed

Income to qualify (28% rule)

~$167,146 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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