Belmont · Belmont, NC

1119 Rachel Anne Drive

Belmont, NC · 1,663 sqft

$434,900

  • 3Beds
  • 2Baths
  • 1,663SqFt
  • 2005Year

About this home

Welcome home to a meticulously maintained, one-owner gem in the highly desirable South Point Ridge neighborhood of Belmont, NC! Built in 2006, this beautiful 3-bedroom, 2-bathroom residence boasts an extensive selection of recent upgrades. From the moment you step through the front door, you will notice the pristine updated flooring (a stylish mix of LVP, tile, and plush carpet) and modern, updated lighting throughout the entire home. The heart of the home features a large, airy den with high ceilings and a cozy gas log fireplace that flows effortlessly into a bright, inviting sunroom. The kitchen is a chef's delight, beautifully refreshed with painted cabinets, updated hardware, modern countertops, floating shelves, an enlarged pantry, and an updated large single sink alongside updated appliances. Retreat to the luxurious primary suite, complete with elegant tray ceilings, an extended sitting or desk area, and two spacious walk-in closets. The attached en-suite bathroom functions as a private oasis, fully updated with a new vanity, mirror, faucets, custom tile, frameless shower doors, a relaxing garden tub, and even a heated towel rack. Two additional bedrooms offer incredible versatility: one features custom built-in cabinets, and a desk, while the second bedroom includes a closet organizer and direct Jack-and-Jill access to the beautifully updated second full bathroom. Step outside to your private outdoor retreat, featuring an updated back deck, a fully fenced yard, and lush, mature landscaping. Don't miss the chance to own this move-in-ready Belmont beauty! Please note strict community guidelines apply: Property must be owned by an individual (no LLC/corporate purchasing permitted). Investors/owners must occupy the home as a primary residence for a minimum of 18 months prior to any leasing or rental activity. Short-term rentals (STRs) are strictly prohibited at all times. Buyer's agent to verify all HOA terms.

Property details

Beds
3
Baths
2
SqFt
1,663
Lot
Year built
2005
Type
Single Family
Garage
2
Heating
Central, Forced Air
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Vinyl
HOA dues
$155 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,180/ month

Principal & interest
$2,693
Property tax (~0.85%)
$308
Homeowners insurance
$126
HOA dues
$51

Down payment

$21,745 down · $413,155 financed

Income to qualify (28% rule)

~$136,287 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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