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Belmont · Belmont, NC

773 River Park Road

Belmont, NC · 2,006 sqft

$415,000

  • 4Beds
  • 2.5Baths
  • 2,006SqFt
  • 2020Year

About this home

HOA PREPAID BY SELLER FOR REMAINDER OF 2026!! Some townhomes offer a place to live. This one offers a lifestyle that most people spend years searching for — and it starts with something almost no one else in Waters Edge can offer. A deeded boat slip comes with this home. Read that again. Your boat has a permanent address right alongside yours. Welcome to Waters Edge in Belmont — one of the most desirable waterfront communities in the greater Charlotte area and the kind of place where neighbors become friends and summer never really ends. From the moment you arrive the large front porch with room for rocking chairs tells you exactly what pace of life awaits inside and out. The main level is designed for the way people actually live. An open concept floor plan connects the kitchen, family room, dining area, and breakfast bar into one warm and effortlessly social space — granite countertops and stainless appliances in the kitchen, room to gather everywhere else. A drop zone keeps the chaos of daily life contained at the door and a convenient half bath rounds out the main level perfectly. A flex space with a closet gives you a true fourth bedroom option or the dedicated home office your work-from-home life has been waiting for. Step outside and the fully fenced backyard with privacy fence is a private outdoor sanctuary. A large patio anchors the entertaining space, a second seating area gives everyone a place to land, and artificial turf keeps it all looking pristine without a single Saturday morning of maintenance. This backyard is genuinely designed for enjoyment — not upkeep. Upstairs the primary bedroom is a quiet retreat beneath a tray ceiling with an ensuite bath that earns its title. A large spa shower with a built-in bench invites you to slow down and stay a little longer. And the primary closet — with its direct access to the laundry room — is one of those details that sounds small until you experience it every single morning and wonder how you ever lived without it. Two additional bedrooms and a shared bath complete the upper level beautifully. Outside your front door the community pool is a short walk away. The growing city of Belmont surrounds you with everything you need — the YMCA for your active life, JR Cash nearby, Tailrace Marina for the days the boat slip calls your name, and I-85 for commutes in every direction. The boat slip is the reason to look. The home is the reason to stay. And with an acceptable offer the sellers will cover the remaining 2026 HOA fees — one less thing to think about on your way to closing.

Property details

Beds
4
Baths
2.5
SqFt
2,006
Lot
Year built
2020
Type
Townhome
Garage
1
Style
Transitional
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
HOA dues
$408 / mo

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,393/ month

Principal & interest
$2,570
Property tax (~0.85%)
$293
Homeowners insurance
$121
HOA dues
$408

Down payment

$20,750 down · $394,250 financed

Income to qualify (28% rule)

~$145,423 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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