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Belmont · Belmont, NC

773 River Park Road

Belmont, NC · 2,006 sqft

$409,900

Reduced from $415,000

  • 4Beds
  • 2.5Baths
  • 2,006SqFt
  • 2020Year
  • 42Days on market

About this home

DEEDED BOAT SLIP INCLUDED! This isn't just a townhome—it's one of the most affordable ways to own the lake lifestyle you've been dreaming about. Skip the marina waitlists because your boat has a permanent home, and it conveys with the property. Opportunities like this in Waters Edge are incredibly rare.

Welcome to one of Belmont's most desirable waterfront communities, where neighbors become friends, weekends are spent on the water, and summer never really ends. From the inviting front porch with room for rocking chairs to the beautifully designed interior, every space was created for comfortable everyday living and effortless entertaining.

The open-concept main level seamlessly connects the kitchen, dining area, breakfast bar, and spacious family room, creating the perfect gathering place for family and friends. Granite countertops, stainless steel appliances, abundant cabinet space, and a convenient drop zone make daily life both functional and stylish. A flexible main-level room with a closet provides the perfect fourth bedroom, private home office, or guest space, while a conveniently located half bath completes the first floor.

Step outside to your own private backyard retreat. A fully fenced yard, expansive patio, additional seating area, and low-maintenance artificial turf mean you'll spend your weekends enjoying life instead of maintaining it.

Upstairs, the spacious primary suite features an elegant tray ceiling and a spa-inspired bath with a large walk-in shower and built-in bench. One of the home's most thoughtful features is the oversized walk-in closet with direct access to the laundry room—a convenience you'll appreciate every single day. Two additional bedrooms and a full bath complete the upper level.

Beyond your front door, the Waters Edge lifestyle continues with a community pool just a short walk away, nearby Tailrace Marina, the Belmont YMCA, JR Cash's Grill & Bar, charming downtown Belmont, and quick access to I-85 for an easy Charlotte commute.

The deeded boat slip sets this property apart. It's not a shared community amenity or a waiting list opportunity—it conveys with the home, giving you permanent access to the Catawba River whenever adventure calls. Combine that with a beautifully maintained four-bedroom townhome, private outdoor living space, and an unbeatable Belmont location, and you'll understand why opportunities like this rarely come available.

Property details

Beds
4
Baths
2.5
SqFt
2,006
Lot
Year built
2020
Type
Townhome
Days on market
42
Garage
1
Style
Transitional
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
HOA dues
$408 / mo

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,356/ month

Principal & interest
$2,538
Property tax (~0.85%)
$290
Homeowners insurance
$119
HOA dues
$408

Down payment

$20,495 down · $389,405 financed

Income to qualify (28% rule)

~$143,851 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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