Belmont · Belmont, NC
1104 Sawtooth Oak Lane
Belmont, NC · 2,419 sqft
$725,000
- 3Beds
- 2.5Baths
- 2,419SqFt
- 2011Year
- 1Days on market
About this home
Rare opportunity to own a custom-built home on a hard-to-find 1-acre lot in Belmont! If you've been searching for space, privacy, and incredible outdoor living, this property delivers. Inside, you'll find a thoughtfully designed two-story floor plan featuring soft-close cabinetry throughout, hardwood and tile flooring, a wide staircase with solid wood treads, and stunning vaulted and cathedral ceilings with exposed beams and recessed lighting. The kitchen is equipped with a convection oven/range, built-in TV, and abundant workspace for everyday living and entertaining. The spacious primary suite offers a true retreat with a walk-in shower featuring dual shower heads, separate vanities, a garden tub, and a large walk-in closet. An additional flex space off one of the secondary bedrooms provides the perfect playroom, nursery, office, hobby room, or oversized closet. Step outside and enjoy your own backyard oasis. The saltwater pool, aluminum fencing, cobblestone patio, firepit, and enclosed outdoor TV area create the perfect setting for entertaining family and friends year-round. Extensive improvements provide peace of mind, including roof replacement with 50-year warranty shingles, solar system with 25-year warranty, crawlspace encapsulation and drainage system, radon mitigation system, upstairs HVAC heat pump replacement, water heater replacement, pool pump replacement, termite bond, exterior paint, garage door spring replacement, concrete crack repairs, decorative landscaping, storage shed installation, Katchakid pool net and leaf cover, and a prepaid 5-year DryPro crawlspace maintenance plan. Conveniently located near Belmont's shopping, dining, parks, and commuter routes while offering the space and privacy that's becoming increasingly difficult to find. This is a property you'll want to see in person!
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 2,419
- Lot
- —
- Year built
- 2011
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Style
- Traditional
- Heating
- Heat Pump
- Cooling
- Attic Fan, Ceiling Fan(s), Central Air, Ductless
- Foundation
- Crawl Space
- HOA dues
- $930 / yr
Features
- Fire Pit
- In-Ground Irrigation
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$5,292/ month
- Principal & interest
- $4,490
- Property tax (~0.85%)
- $513
- Homeowners insurance
- $211
- HOA dues
- $77
Down payment
$36,250 down · $688,750 financed
Income to qualify (28% rule)
~$226,827 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 48 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

