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Lincolnton · Lincolnton, NC

105 VILLA Lane

Lincolnton, NC · 1,408 sqft

$210,000

  • 2Beds
  • 2.5Baths
  • 1,408SqFt
  • 2024Year
  • 1Days on market

About this home

Situated in a peaceful community, this condo is just minutes away from local shopping, dining, and downtown Lincolnton. Whether you are a first-time homebuyer, looking to downsize, or seeking a turnkey investment property, this home is a must-see.

Schedule your private showing today and experience easy North Carolina living at its finest!

Property details

Beds
2
Baths
2.5
SqFt
1,408
Lot
Year built
2024
Type
Condo
Days on market
1
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate
HOA dues
$150 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,648/ month

Principal & interest
$1,300
Property tax (~0.78%)
$136
Homeowners insurance
$61
HOA dues
$150

Down payment

$10,500 down · $199,500 financed

Income to qualify (28% rule)

~$70,643 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

Explore Lincolnton

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Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.