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Lincolnton · Lincolnton, NC

1378 NC 182 Highway

Lincolnton, NC · 1,024 sqft

$245,000

  • 2Beds
  • 1Baths
  • 1,024SqFt
  • 1940Year
  • 1Days on market

About this home

Peaceful country living meets everyday convenience! This inviting home features two bedrooms plus a versatile bonus room ideal for a home office, guest space or flex room. The attic provides additional storage space with potential for future use. Enjoy a covered front porch, durable metal roof, encapsulated crawl space and spacious covered back deck overlooking the open yard and pasture. With room for chickens, goats, gardening and more, this property offers a great opportunity to create your own mini farm. Conveniently located near downtown Lincolnton and between Hickory and Charlotte, with easy access to shopping, dining and major highways. Enjoy the space, privacy and charm of country living! Please read agent notes.

Property details

Beds
2
Baths
1
SqFt
1,024
Lot
Year built
1940
Type
Single Family
Days on market
1
Heating
Ductless
Cooling
Ductless
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,748/ month

Principal & interest
$1,517
Property tax (~0.78%)
$159
Homeowners insurance
$71
HOA dues

Down payment

$12,250 down · $232,750 financed

Income to qualify (28% rule)

~$74,917 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

Explore Lincolnton

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