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Lincolnton · Lincolnton, NC

3889 Ritchie Road

Lincolnton, NC · 1,652 sqft

$375,000

  • 3Beds
  • 2Baths
  • 1,652SqFt
  • 2021Year

About this home

COMING SOON — Welcome to 3889 Ritchie Road, a beautifully crafted ranch home built in 2021, offering the perfect blend of modern comfort and peaceful country living. Situated on a scenic 0.80-acre lot, and no HOA, this 3-bedroom, 2-bath home features 1,652 heated square feet with an attached 2-car garage.

Inside, you'll find an open-concept floor plan with vaulted ceilings spanning the great room, dining area, and kitchen, creating a bright, spacious atmosphere ideal for everyday living and entertaining. The chef-inspired kitchen features custom cabinetry, granite countertops, stainless steel appliances, a breakfast bar, and upgraded lighting and hardware. Luxury vinyl plank flooring flows throughout the main living areas and baths, while the bedrooms offer the warmth and comfort of carpet.

The private primary suite is thoughtfully tucked away and features two walk-in closets and a spa-inspired bath with a large tiled shower and dual vanity. A split-bedroom layout provides privacy for family or guests, with two additional bedrooms sharing a full bath.

Enjoy morning coffee on the covered front porch or unwind on the covered back porch while taking in breathtaking sunset views over the surrounding countryside.

While you'll love the quiet setting, you're only about 10 minutes from charming downtown Lincolnton, where you'll enjoy local restaurants, boutiques, breweries, coffee shops, seasonal events, and everyday conveniences.

Just minutes away is one of Lincoln County's favorite hidden gems—a working family dairy farm where you can purchase locally raised beef and fresh dairy products, enjoy homemade ice cream made on-site, watch the creamery in action through a viewing window, take farm tours, visit the cows, and let the kids enjoy the playground. It's a unique destination that perfectly complements the relaxed lifestyle this home offers.

If you've been searching for quality craftsmanship, modern finishes, scenic views, and the freedom of country living without sacrificing convenience, 3889 Ritchie Road is ready to welcome you home.

Property details

Beds
3
Baths
2
SqFt
1,652
Lot
Year built
2021
Type
Single Family
Garage
2
Style
Ranch
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Vinyl

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Cable Prewire
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,675/ month

Principal & interest
$2,322
Property tax (~0.78%)
$243
Homeowners insurance
$109
HOA dues

Down payment

$18,750 down · $356,250 financed

Income to qualify (28% rule)

~$114,669 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

Explore Lincolnton

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.