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Lincolnton · Lincolnton, NC

2418 Rock Dam Road

Lincolnton, NC · 1,594 sqft

$369,000

  • 3Beds
  • 2Baths
  • 1,594SqFt
  • 2026Year
  • 1Days on market

About this home

Welcome home to this beautiful new-construction property, situated on a spacious 0.75-acre lot in a peaceful country setting. The thoughtfully designed, open-concept floor plan has approximately 1,600 square feet with three bedrooms, two full bathrooms, a dedicated home office and a desirable split-bedroom layout. The private primary suite features a generous walk-in closet, while stylish vinyl plank flooring, granite countertops and stainless steel appliances add style and durability throughout the home. Enjoy relaxing or entertaining outdoors on the inviting covered front porch or the 10-by-14-foot rear deck. An attached two-car garage provides additional parking and storage. With county water and sewer, this home combines the charm of country living with the comfort and convenience of modern construction.

Property details

Beds
3
Baths
2
SqFt
1,594
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,632/ month

Principal & interest
$2,285
Property tax (~0.78%)
$239
Homeowners insurance
$107
HOA dues

Down payment

$18,450 down · $350,550 financed

Income to qualify (28% rule)

~$112,834 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

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