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Belmont · Belmont, NC

904 Laye Street

Belmont, NC · 1,371 sqft

$425,000

  • 3Beds
  • 2Baths
  • 1,371SqFt
  • 1920Year

About this home

Located just 1 mile from downtown Belmont, the location & convenience of this property make it a rare find! Updated in 2022, this 3BR 2BA home offers hardwood floors throughout, an updated kitchen, open floor plan, and a large primary bedroom with ensuite, walk in closet, direct access to back deck/pool area. Open floor plan makes entertaining easy with dining area and seating at the center island. Large primary bedroom offers dual entry walk in closets, primary ensuite bath w/ walk in tile shower, dual vanity. The back yard offers a 16X32' above ground pool, fully fenced in backyard with lots of yard space for entertaining. Park your boat in your backyard, and launch it into Lake Wylie just 4 mins down the road! And with only an 11 minute drive to CLT airport, and no HOA, this property offers the perfect location for an AirBnB. As an added bonus, you'll find a 492 SF wired Accessory Building offering so much potential! Art studio, storage, man cave or she shed, guest or pool house, the possibilities are endless!

Property details

Beds
3
Baths
2
SqFt
1,371
Lot
Year built
1920
Type
Single Family
Style
Bungalow
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,057/ month

Principal & interest
$2,632
Property tax (~0.85%)
$301
Homeowners insurance
$123
HOA dues

Down payment

$21,250 down · $403,750 financed

Income to qualify (28% rule)

~$131,020 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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