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Charlotte · Charlotte, NC

872 Old Bell Road

Charlotte, NC · 2,787 sqft

$700,000

  • 4Beds
  • 2.5Baths
  • 2,787SqFt
  • 1986Year
  • Per Tax RecordsLot
  • 1Days on market

About this home

This is the Unicorn Home you've been waiting for—stunning, spacious, and truly one-of-a-kind. Set on a cul-de-sac lot of over half an acre in the heart of South Charlotte, it feels like a private retreat while staying close to everything. Tucked away in a fairytale setting with no HOA, enjoy freedom, flexibility, and a truly special neighborhood.

Inside, soft, filtered light pours through walls of windows and a dramatic 2-story ceiling in the Living Room is anchored by a brick fireplace. The open floor plan flows into the Dining Area and Chef's Kitchen with natural soapstone island, stainless steel appliances, brick backsplash, and an oversized custom pantry. Just off the kitchen, a charming Breakfast Nook is the perfect spot for a coffee bar, complete with plumbing for a sink and sliding doors leading to the covered side patio.

The Main Floor Primary Suite offers views of the wooded backyard and an ensuite with dual vanity, garden tub, separate shower, and large walk-in closet. The main level also includes a custom barn-door coat closet, two laundry hookup locations for flexible setup, and an attached 2-car garage.

Upstairs, three light-filled bedrooms include one oversized room with attic access, a full bath with skylight, and an open loft bright enough for an office, gym, play area, or den. A finished basement bonus room adds living space and storage, with access to an unfinished, walk-in basement/crawlspace for even more storage.

Step outside to the peaceful, backyard oasis serving as a natural retreat in a mountainesque setting that will make you forget you're still in Charlotte. Enjoy a two-tier wraparound deck with a covered lower sitting area and suspended table, raised garden beds, and a storage shed. The surprises don't stop there! On the other side of the home sits a large, custom Treehouse featuring two queen-size Murphy beds, wood burning stove, window A/C unit, and stunning views. This truly unique space could be the ultimate getaway, guest space, playhouse, or home office. Beyond the treehouse is a flat, hidden area of the backyard offering the perfect setting for a firepit, playset, or gathering space.

Unique homes like this don't come along often! With its expansive cul-de-sac lot, incredible indoor and outdoor living spaces, flexible floor plan, and private backyard retreat, this home truly offers something special. All of this in the heart of South Charlotte, with a convenient uptown commute and nearby access to a greenway, shopping, and restaurants.

Property details

Beds
4
Baths
2.5
SqFt
2,787
Lot
Per Tax Records
Year built
1986
Type
Single Family
Days on market
1
Garage
2
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement, Crawl Space

Features

  • Attic Walk In
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,151/ month

Principal & interest
$4,335
Property tax (~1.05%)
$612
Homeowners insurance
$204
HOA dues

Down payment

$35,000 down · $665,000 financed

Income to qualify (28% rule)

~$220,798 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.