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Charlotte · Charlotte, NC

8112 Circle Tree Lane

Charlotte, NC · 1,108 sqft

$250,000

  • 2Beds
  • 2.5Baths
  • 1,108SqFt
  • 1985Year

About this home

Welcome to Raintree! This charming end-unit townhome offers an incredible opportunity to own in one of South Charlotte’s most established communities at an approachable price point. With 2 bedrooms and 2.5 bathrooms, the two-story layout is comfortable and functional. The main level features a cozy living room with a wood-burning fireplace, dedicated dining area and kitchen, while upstairs you’ll find two spacious bedrooms, each with their own private en-suite bathroom. Step outside to the back deck surrounded by mature trees, creating a peaceful spot for morning coffee or winding down at the end of the day. The HOA maintains the exterior and landscaping, creating easy, low-maintenance living. Even better, there is currently no rental cap, making this an excellent option for both owner occupants and investors. One of Raintree’s biggest perks is right outside your door. Property owners qualify to have the $50,000 Raintree Country Club membership initiation fee waived, offering substantial savings for those who choose to join. Club membership and amenities require additional monthly dues and include access to golf, tennis, swimming, dining and more. All of this in a prime South Charlotte location just minutes from the Arboretum, Stonecrest, Waverly, Rea Farms, Ballantyne, The Bowl, and I-485. Whether you’re looking for your first home, a low-maintenance South Charlotte lifestyle or an investment property, 8112 Circle Tree Lane is an opportunity you don’t want to miss!

Property details

Beds
2
Baths
2.5
SqFt
1,108
Lot
Year built
1985
Type
Townhome
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
HOA dues
$300 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,139/ month

Principal & interest
$1,548
Property tax (~1.05%)
$218
Homeowners insurance
$72
HOA dues
$300

Down payment

$12,500 down · $237,500 financed

Income to qualify (28% rule)

~$91,713 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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