Charlotte · Charlotte, NC
8512 Colgate Circle
Charlotte, NC · 1,098 sqft
$195,000
- 2Beds
- 1Baths
- 1,098SqFt
- 1929Year
- 1Days on market
About this home
Charming home offering a unique opportunity in a growing region. With no HOA restrictions, it’s the perfect place for homeowners seeking flexibility or investors looking to expand their portfolio. The home features a cozy and functional layout with 2 bedrooms and 1 full bath. Outside, you'll find a covered front porch to relax on and a spacious backyard to host gatherings with ease. Conveniently located near the U.S. National Whitewater Center and Charlotte Douglas International Airport, with easy access into Charlotte, this property combines peaceful living with city convenience.
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 1,098
- Lot
- —
- Year built
- 1929
- Type
- Single Family
- Days on market
- 1
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,435/ month
- Principal & interest
- $1,207
- Property tax (~1.05%)
- $170
- Homeowners insurance
- $56
- HOA dues
- —
Down payment
$9,750 down · $185,250 financed
Income to qualify (28% rule)
~$61,508 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 18 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

