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Charlotte · Charlotte, NC

2220 Arnold Drive

Charlotte, NC · 1,914 sqft

$675,000

  • 4Beds
  • 2Baths
  • 1,914SqFt
  • 1951Year

About this home

Some neighborhoods are just a place to live - Merry Oaks is a community. Monthly social gatherings, an annual neighborhood festival, and streets where people actually know each other make this one of Charlotte's most genuinely connected pockets, and 2220 Arnold Drive puts you right in the middle of it. Built in 1951, this 4 bed and 2-bathroom home is set on an exceptional .3-acre lot, the home delivers the kind of character only a house of this era can offer. A spacious living room greets you just inside, flowing naturally into the dining room and on to the expanded kitchen — a generous footprint that's ready for a new owner to make it their own with a unique upgrade. Two bedrooms and a full bath complete the main level, while upstairs offers two additional spacious bedrooms and a second full bath, giving the two-story layout real flexibility for families, guests, or a dedicated home office. Outside, towering mature trees frame the property and create a shaded, private setting that newer construction simply can't replicate, with room to garden, entertain, or simply enjoy the canopy. Quiet, tree-lined streets keep everything feeling tucked away, yet you're just minutes from the energy of Plaza Midwood and its restaurants, breweries, coffee shops, and independent retail, plus easy access to Commonwealth, NoDa, Optimist Hall, and Uptown Charlotte. Character and land are hard enough to find in 28205 - finding them alongside a community like Merry Oaks is truly one of a kind.

Property details

Beds
4
Baths
2
SqFt
1,914
Lot
Year built
1951
Type
Single Family
Heating
Forced Air, Natural Gas
Cooling
Attic Fan, Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,967/ month

Principal & interest
$4,180
Property tax (~1.05%)
$590
Homeowners insurance
$196
HOA dues

Down payment

$33,750 down · $641,250 financed

Income to qualify (28% rule)

~$212,913 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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