Belmont · Belmont, NC
824 Ardent Trail
Belmont, NC · 3,186 sqft
$509,000
Reduced from $529,000
- 4Beds
- 2.5Baths
- 3,186SqFt
- 2015Year
- 62Days on market
About this home
Welcome back 824 Ardent Trail Drive! Freshly updated and ready for its next chapter, 824 Ardent Trail offers over 3,100 square feet of flexible living space in Belmont’s desirable Morgans Branch community. Recent improvements including freshly painted living areas, hardwood flooring extended throughout the first-floor living spaces, brand new carpet upstairs, and upgraded lighting give the home a fresh, move-in ready feel! Designed with both everyday living and entertaining in mind, the spacious floor plan features 4 bedrooms, 2.5 bathrooms, generous gathering areas, and abundant natural light throughout. At the heart of the home, the kitchen offers extensive cabinetry, ample counter space, and a large extended island that creates a natural gathering place for everything from morning coffee and casual meals to hosting friends and family. The year-round sunroom adds another dimension to the home and can easily adapt to your lifestyle as a sitting room, home office, playroom, workout space, or additional entertaining area. With multiple living spaces throughout the main level, there is plenty of room to come together while still having space to spread out. Upstairs, all four bedrooms are generously sized, including a spacious primary suite that provides a comfortable retreat at the end of the day. Outside, the fenced backyard extends the living space outdoors with room to grill, entertain, garden, play, or simply relax. Whether hosting a weekend cookout, enjoying a quiet evening at home, or spending time outside with pets, the backyard offers the flexibility to make it your own. Life in Morgans Branch brings even more opportunities to enjoy time close to home, with an outdoor pool, playground, dog park, walking areas, and convenient boat and RV storage within the community. Beyond the neighborhood, Downtown Belmont's restaurants, shops, breweries, and community events are just minutes away, while Lake Wylie, South Point Beach Park and boat access, Seven Oaks Preserve Trail, and Daniel Stowe Conservancy provide plenty of options for getting outdoors. With convenient access to I-85, Charlotte Douglas International Airport, and Uptown Charlotte, the location also makes it easy to stay connected to the greater Charlotte area. From quiet mornings at home and evenings in Downtown Belmont to weekends on Lake Wylie, 824 Ardent Trail offers the space, flexibility, and location to enjoy the best of the Belmont lifestyle.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 3,186
- Lot
- —
- Year built
- 2015
- Type
- Single Family
- Days on market
- 62
- Garage
- 2
- Style
- Arts and Crafts
- Heating
- Central, Electric, Forced Air, Natural Gas, Zoned
- Cooling
- Ceiling Fan(s), Central Air, Electric, Zoned
- Foundation
- Slab
- Flooring
- Carpet, Hardwood, Tile
- HOA dues
- $213 / qtr
Features
- Attic Stairs Pulldown
- Cable Prewire
- Entrance Foyer
- Kitchen Island
- Walk-In Closet(s)
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,732/ month
- Principal & interest
- $3,152
- Property tax (~0.85%)
- $360
- Homeowners insurance
- $148
- HOA dues
- $71
Down payment
$25,450 down · $483,550 financed
Income to qualify (28% rule)
~$159,959 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 44 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.


