Belmont · Belmont, NC
617 Ardent Trail
Belmont, NC · 3,020 sqft
$515,000
Reduced from $550,000
- 4Beds
- 2.5Baths
- 3,020SqFt
- 2017Year
- 61Days on market
About this home
MINUTES from Lake Wylie, South Point Boat Ramp, shopping, dining, and an easy commute to Charlotte!
Energy Star Certified home! Open floor plan featuring NEW kitchen appliances, dedicated home office, spacious living areas, and a versatile loft/flex space with potential for a fifth bedroom.
Gemline whole-home water softening system and professionally installed premium solar panels help reduce monthly utility costs. Solar panels will convey free and clear at closing!!
Private, beautifully maintained backyard—a rare find in the neighborhood—featuring a spacious deck, grilling area, and fire pit, perfect for entertaining or relaxing.
Outstanding curb appeal from the moment you arrive.
Morgan's Branch amenities include a community pool, clubhouse, playground, dog park, walking trails, and dedicated RV/boat storage.
Meticulously maintained, thoughtfully upgraded, and truly move-in ready. The perfect combination of comfort, energy efficiency, location, and long-term value.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 3,020
- Lot
- —
- Year built
- 2017
- Type
- Single Family
- Days on market
- 61
- Garage
- 2
- Style
- Traditional
- Heating
- Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Vinyl
- HOA dues
- $213 / qtr
Features
- Attic Stairs Pulldown
- Breakfast Bar
- Kitchen Island
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,775/ month
- Principal & interest
- $3,189
- Property tax (~0.85%)
- $364
- Homeowners insurance
- $150
- HOA dues
- $71
Down payment
$25,750 down · $489,250 financed
Income to qualify (28% rule)
~$161,808 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 35 photos
About Belmont
Home base · Premier South office
Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.
