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Lincolnton · Lincolnton, NC

608 Hoyle Street

Lincolnton, NC · 2,025 sqft

$326,000

  • 5Beds
  • 2Baths
  • 2,025SqFt
  • 1981Year

About this home

Freshly updated 5-bedroom home located in the desirable Highland Park area of Lincolnton. Recent improvements include new interior paint and new countertops, giving the home a clean, refreshed feel throughout. This property offers a rare combination of character, space, and flexibility with no HOA.

Inside, you’ll find warm farmhouse-inspired details, wood accents, spacious living areas, and a beautiful stone fireplace that creates a welcoming and comfortable atmosphere. The layout provides excellent versatility for a variety of living needs.

The fully usable basement level expands the home’s functionality, offering options for multigenerational living, recreation or media space, a home office, hobby areas, or additional storage and living space.

Outdoor living is a standout feature of this property. Enjoy a peaceful koi pond, mature trees, raised garden beds, expansive decking, multiple entertaining areas, and several storage buildings—all situated on a private lot with no HOA restrictions.

Conveniently located near hospital, shopping, dining, and Hwy 321, with easy access to Charlotte and surrounding areas.

A unique opportunity offering space, updates, and exceptional outdoor amenities in a highly desirable location.

Property details

Beds
5
Baths
2
SqFt
2,025
Lot
Year built
1981
Type
Single Family
Heating
Central
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,325/ month

Principal & interest
$2,019
Property tax (~0.78%)
$211
Homeowners insurance
$95
HOA dues

Down payment

$16,300 down · $309,700 financed

Income to qualify (28% rule)

~$99,685 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

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