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Lincolnton · Lincolnton, NC

104 W Pine Street

Lincolnton, NC · 1,568 sqft

$299,900

  • 3Beds
  • 2.5Baths
  • 1,568SqFt
  • 2021Year
  • 1Days on market

About this home

Move-In Ready Townhome in the Heart of Downtown Lincolnton! Welcome to this beautifully maintained 3-bedroom, 2.5-bath townhome ideally located just one block from vibrant downtown Lincolnton. Enjoy the convenience of being within walking distance of downtown shopping, dining, the social district, Rail Trail, splash pad and city parks. The bright and airy open-concept floor plan is perfect for everyday living and entertaining. The stylish kitchen features granite countertops, white shaker cabinetry with pull-out shelving, subway tile backsplash, stainless-steel appliances, and upgraded flooring. The main-level primary suite offers privacy and convenience with a generous walk-in closet and well-appointed en-suite bath featuring a large vanity and step-in shower. Custom touches include accent wall. The laundry is also conveniently located on the main level. Upstairs you'll find two spacious secondary bedrooms and a Jack-and-Jill-style full bathroom, providing comfortable accommodations for family, guests, or a home office. Step outside to your private rear patio courtyard—perfect for grilling, entertaining, enjoying your morning coffee, or relaxing after a long day. Location, style, and convenience come together in this fantastic downtown townhome. Don't miss this move-in-ready opportunity!

Property details

Beds
3
Baths
2.5
SqFt
1,568
Lot
Year built
2021
Type
Single Family
Days on market
1
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$150 / mo

Features

  • Breakfast Bar
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,289/ month

Principal & interest
$1,857
Property tax (~0.78%)
$194
Homeowners insurance
$87
HOA dues
$150

Down payment

$14,995 down · $284,905 financed

Income to qualify (28% rule)

~$98,133 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

Explore Lincolnton

Similar in Lincolnton

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.