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Belmont · Belmont, NC

556 Cottage Garden Lane

Belmont, NC · 2,993 sqft

$579,665

Reduced from $604,665

  • 5Beds
  • 3Baths
  • 2,993SqFt
  • 2026Year
  • 60Days on market

About this home

Dreaming of a life surrounded by peace and tranquility with convenient access to hwys? Look no further - Michaux Gardens in Belmont is your answer and NOW is the time! Michaux Gardens' Grand Opening - Come and see for yourself!

Included Membership to Daniel Stowe Botanical Gardens!

Wonderfully located next to Daniel Stowe Botanical Gardens, and minutes away from local shopping, Lake Wylie access, Historical Belmont and more. This spacious 2-story home offers Open Concept living with luxurious finishes. The Marshall floorplan offers a spacious and welcoming home feel with a Guest Suite on the main floor along with an upscale kitchen with KitchenAid gas appliances. With an additional covered lanai in your backyard and panoramic views, you'll feel invigorated in no time! Make this amazing home yours today! Call our sales team and book your appointment today!

Property details

Beds
5
Baths
3
SqFt
2,993
Lot
Year built
2026
Type
Single Family
Days on market
60
Garage
2
Style
Transitional
Heating
ENERGY STAR Qualified Equipment, Natural Gas
Cooling
Ceiling Fan(s), ENERGY STAR Qualified Equipment
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$222 / qtr

Features

  • Kitchen Island
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,243/ month

Principal & interest
$3,590
Property tax (~0.85%)
$410
Homeowners insurance
$169
HOA dues
$74

Down payment

$28,983 down · $550,681 financed

Income to qualify (28% rule)

~$181,872 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

Explore Belmont

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.