Belmont · Belmont, NC

529 Cottage Garden Lane

Belmont, NC · 3,657 sqft

$726,635

  • 5Beds
  • 4Baths
  • 3,657SqFt
  • 2026Year

About this home

Belmont's Newest Single Family Community with direct access to Daniel Stowe Botanical Gardens with included membership! Our Model Home is a Stonefield. Come See Us! Call Listing Agent!

Property details

Beds
5
Baths
4
SqFt
3,657
Lot
Year built
2026
Type
Single Family
Garage
2
Heating
Natural Gas, Zoned
Cooling
Central Air
Foundation
Slab
HOA dues
$74 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,300/ month

Principal & interest
$4,500
Property tax (~0.85%)
$514
Homeowners insurance
$211
HOA dues
$74

Down payment

$36,331 down · $690,303 financed

Income to qualify (28% rule)

~$227,181 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Belmont

Home base · Premier South office

Where Christy is based — a walkable Main Street, Lake Wylie waterfront, and the small-town Charlotte alternative thirteen miles west of Uptown.

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.