Denver · Denver, NC
5281 Turtle Creek Drive
Denver, NC · 2,288 sqft
$489,900
- 4Beds
- 3Baths
- 2,288SqFt
- 2019Year
- 1Days on market
About this home
Low-maintenance living is one of the defining advantages of this Canopy Creek home, paired with a layout that can adapt to a range of needs. Most daily living is located on the main level, while the upstairs bedroom, full bathroom, and bonus room form a separate area well suited for multigenerational living, extended-stay guests, working from home, or dedicated playroom. The kitchen island creates a natural connection between the kitchen and family room, while the gas fireplace anchors a gathering space made for meals, conversation, and time with loved ones. The home’s original energy-efficient Meritage construction includes spray-foam insulation and fresh-air ventilation. Practical owner upgrades include custom built-ins in the primary closet, an oversized shower with a stone floor, ceiling fans throughout and on the covered patio, and an HVAC air scrubber designed to help improve indoor air quality by reducing dust, pet dander, odors, and other contaminants. The backyard is fully fenced, adding usable space for pets, play, and outdoor entertaining. HOA services extend well beyond the maintenance of common areas. Dues include lawn mowing and weed eating, weed control, aeration and overseeding, pine straw twice annually, garbage pickup, pool maintenance, and upkeep of the neighborhood streetlights. The community pool, cabana, and recreation area are located next door, providing convenient access to the amenities without the responsibility of ongoing care. Positioned near the Highway 16 and 73 intersection, the home is close to Walmart, Lowe’s, national retailers, restaurants, and everyday services. Grocery options throughout the Highway 16 corridor include Aldi and Food Lion, Publix at Cambridge Village, and Harris Teeter at Waterside Crossing. Waterside Crossing is also home to locally owned businesses and Chillfire Bar & Grill, one of Denver’s established choices for an elevated dinner. Just minutes away, Beatty’s Ford Park features a public swimming beach, fishing pier, playground, walking trail, and boat launch—making spontaneous lake days easy. Charlotte Douglas International Airport is approximately 22 miles away, an exceptional advantage for domestic and international travelers. Here, the value extends beyond the home itself, with a flexible floor plan, HOA services that reduce routine upkeep, and a location that combines proximity to daily essentials with the appeal of Lake Norman living. It is a well-rounded opportunity in one of Denver’s best-positioned communities.
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 2,288
- Lot
- —
- Year built
- 2019
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Style
- Ranch
- Heating
- Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- Flooring
- Wood
- HOA dues
- $220 / mo
Features
- Attic Stairs Pulldown
- Drop Zone
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Lawn Maintenance
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,764/ month
- Principal & interest
- $3,034
- Property tax (~0.90%)
- $367
- Homeowners insurance
- $142
- HOA dues
- $220
Down payment
$24,495 down · $465,405 financed
Income to qualify (28% rule)
~$161,331 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 40 photos
About Denver
Lake Norman west · Rural growth
Lincoln County town on the west side of Lake Norman — fastest-growing rural market in the region, with new subdivisions tied to the lake and the Highway 16 corridor.


